1425 Coster Rd, Lusby, MD 20657 Property Records

Calvert County property record for 1425 Coster Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1954
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2023)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-025201`

Property Details

APN / Parcel Number

Primary APN	`01-025201`
Alternative APNs	`1025201` `025201`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Total Area
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	025201
Street Address	1425 COSTER RD
City	LUSBY
State	MD
Zip	20657-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1.24 AC 1425 COSTER RD LUSBY
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1010
Census Tract	860901

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1425 COSTER RD, LUSBY, MD 20657-2963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Mar 10, 2005 · Amount on Record
Deed Book / Page	6427 / 273
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 1, 2023
Property Address	1425 COSTER RD, LUSBY, MD 20657-2963
Document Number	0064270273
Book / Page	6427 / 273
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	NOT AVAILABLE, TITAN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 COSTER RD, LUSBY, MD 20657-2963

Mortgage

Document Number	0006427282
Date	May 1, 2023
Instrument	6427/282

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1425 COSTER RD, LUSBY, MD 20657-2963
Document Number	0055540299
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 COSTER RD LUSBY MD 206572963, LUSBY, MD 20657-2963

Mortgage

Document Number	0055540299
Date	Mar 30, 2020
Book Page	005554/000299

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,400 (+25.36%) Land $124,000 Building $149,400	$273,400 (+25.36%) Land $124,000 Building $149,400
2025	$2,973.00 (+31.2%)
2023	$2,266.00	$218,100 Land $124,000 Building $94,100	$218,100 Land $124,000 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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