Calvert County property record for 1385 Coster Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1946 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,224 (Mar 2021) |
| Tax Bill | $2,672 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-021478 |
| Primary APN | 01-021478 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 98,010 sqft (2.25 acres) |
| Garage Type | Detached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 320 sqft |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021478 |
|---|---|
| Street Address | 1385 COSTER RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 2.25 AC 1385 COSTER RD LUSBY |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860901 |
1385 Coster Rd is owned and occupied by an individual who bought it in March 2021.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1385 COSTER RD, LUSBY, MD 20657-2961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on File |
| Deed Sale | Mar 22, 2021 · Amount on File |
| Prior Sale | Aug 11, 2005 · Amount on File |
| Deed Book / Page | 5901 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 22, 2021 |
| Property Address | 1385 COSTER RD, LUSBY, MD 20657-2961 |
| Document Number | 0059010130 |
| Book / Page | 5901 / 130 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,091.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1385 COSTER RD, LUSBY, MD 20657-2961 |
| Document Number | 5901135 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 5901/135 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 1385 Coster Rd was $2,672.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,400 Land $132,600 Building $102,800 | $235,400 Land $132,600 Building $102,800 | |
| 2025 | $2,672.00 | ||
| 2023 | $2,185.00 | $210,300 Land $132,600 Building $77,700 | $210,300 Land $132,600 Building $77,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1385 Coster Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1385 Coster Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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