14245 Lora Dr, #A, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 14245 Lora Dr, #A, Los Gatos, CA 95032

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 900 sqft · built 1974
Lot Size	0.021 acres (900 sqft)
Owner	2 Company Names on Record
Last Sale	$401,000 (Mar 2013)
Tax Bill	$6,772 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`409-16-001`

Property Details

APN / Parcel Number

Primary APN	`409-16-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	900 sqft (0.021 acres)
Lot Dimensions	36 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	14245 LORA DR, A
City	LOS GATOS
State	CA
Zip	95032-1250
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	TRACT 5247 AMENDED BOOK 315 PAGE 1 PAGE 3
Legal Subdivision	AMENDED TRACT NO 5247
Legal Tract	5247
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	507205

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	197 CHAUCER DR, SALINAS, CA 93901-2108
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 16, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2013 · Amount on Record
Deed Sale	Mar 13, 2013 · Amount on Record
Prior Sale	Aug 21, 2012 · Amount on Record
Deed Document Number	201330654
Prior Transfer Date	Jul 9, 1997
Prior Transfer Doc	0013788133
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14245 LORA DR # A, A, LOS GATOS, CA 95032-1250
Document Number	0024537345
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14245 LORA DR #A LOS GATOS CA 950321250, A, LOS GATOS, CA 95032-1250

Mortgage

Document Number	0024537345
Date	Jul 15, 2020
Instrument	24537345

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 16, 2019
Property Address	14245 LORA DR # A, A, LOS GATOS, CA 95032-1250
Document Number	0024225960
Instrument Date	Jul 8, 2019
Instrument	24225960
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14245 LORA DR #A LOS GATOS CA 950321250, A, LOS GATOS, CA 95032-1250

Mortgage

Document Number	24225961
Date	Jul 16, 2019
Instrument	24225961

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 15, 2017
Property Address	14245 LORA DR # A, A, LOS GATOS, CA 95032-1250
Document Number	0023753673
Instrument Date	Sep 8, 2017
Instrument	23753673
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14245 LORA DR #A LOS GATOS CA 950321250, A, LOS GATOS, CA 95032-1250

Mortgage

Document Number	23753674
Date	Sep 15, 2017
Instrument	23753674

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,000 (-2.79%) Land $240,000 Building $240,000
2025	$6,772.00 (+5.68%)	$493,790 (+4.04%) Land $246,895 Building $246,895
2023	$6,408.00 (+0.25%) Homeowner's exemption	$474,616 Land $237,308 Building $237,308
2022	$6,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1992–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless.

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