14245 Lora Dr, Apt 7, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 14245 Lora Dr, Apt 7, Los Gatos, CA 95032

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 900 sqft · built 1974
Lot Size	0.021 acres (900 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Aug 2023)
Tax Bill	$9,412 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`409-16-007`

Property Details

APN / Parcel Number

Primary APN	`409-16-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	900 sqft (0.021 acres)
Lot Dimensions	36 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14245 LORA DR, 7
City	LOS GATOS
State	CA
Zip	95032-1234
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	TRACT 5247 AMENDED BOOK 315 PAGE 1 PAGE 3
Legal Tract	5247
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	507205

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14245 LORA DR, 7, LOS GATOS, CA 95032-1234
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Aug 1, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Sep 23, 2010 · Amount on Record
Deed Document Number	202325508247
Prior Transfer Date	Feb 20, 2013
Prior Transfer Doc	0022111358
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2026
Property Address	14245 LORA DR, 7, LOS GATOS, CA 95032-1234
Document Number	0025975044
Instrument Date	Apr 13, 2026
Instrument	202625975044
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14245 LORA DR, LOS GATOS, CA 95032-1250

Mortgage

Document Number	0025975044,
Date	Apr 20, 2026
Instrument	202625975044

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	7.13%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14245 LORA DR APT 7, 7, LOS GATOS, CA 95032-1234
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14245 LORA DR 7, 7, LOS GATOS, CA 95032-1234

Mortgage

Document Number	0025935245
Date	Jan 27, 2026
Instrument	25935245

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	1423 RED VENTURES DR # 201, FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 1, 2023
Property Address	14245 LORA DR APT 7, 7, LOS GATOS, CA 95032-1234
Document Number	0025508247
Map Reference	MB 344 PG 34-36
Instrument Date	Jul 27, 2023
Instrument	25508247
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14245 LORA DR, LOS GATOS, CA 95032-1250

Mortgage

Document Number	0025508248
Date	Aug 1, 2023
Instrument	25508248

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,280 (+2%) Land $364,140 Building $364,140
2025	$9,412.00 (+3.04%)	$714,000 (+99.94%) Land $357,000 Building $357,000
2024	$9,134.00 (+79.31%)
2023	$5,094.00 (-0.04%)	$357,101 Land $267,828 Building $89,273
2022	$5,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1992–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless.

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