1424 Shay St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1424 Shay St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,166 sqft · built 2018
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Sep 2021)
Tax Bill	$3,790 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`988316749087`

Property Details

APN / Parcel Number

Primary APN	`988316749087`
Alternative APN	`004890302`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,166 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988316749087
Street Address	1424 SHAY ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: H SEC: 3 PL: A SL: 335
Legal Subdivision	WHISPERING PINES
Legal Block	H
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1038
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 24, 2018	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Aug 29, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 16, 2017	Warranty Deed, Transfer TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2021700106225
Deed Book / Page	2548 / 342
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396

Mortgage

Document Number	002833/915
Date	Feb 5, 2026
Book Page	2833/915
Instrument	700156720

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002250/0000000496
Date	Jul 24, 2018
Book Page	0000002250/0000000496
Instrument	000700054862

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002320/542
Date	Aug 29, 2019
Book Page	2320/542
Instrument	700068295

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002565/826
Date	Nov 19, 2021
Book Page	2565/826
Instrument	700109119

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 27, 2021
Property Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Document Number	002548/342
Book / Page	2548 / 342
Map Reference	CAB A SL 335&336
Instrument Date	Sep 8, 2021
Instrument	700106225
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 PUDDLE LN, 112, MANTEO, NC 27954-9595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396

Mortgage

Document Number	0700106226
Date	Sep 27, 2021
Instrument	700106226

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 16, 2017
Property Address	1424 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Document Number	002186/811
Book / Page	2186 / 811
Instrument Date	Aug 14, 2017
Instrument	700042661
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 ELDERBERRY CT, 700, CHESAPEAKE, VA 23320-9217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1868, NAGS HEAD, NC 27959-1868

Mortgage

Document Number	002186/817
Date	Aug 16, 2017
Book Page	2186/817
Instrument	700042662

Lender

Name	TOWNEBANK
Type	Bank
Address	KITTY HAWK, NC 27949

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,790.00 (+0.08%)	$687,500 (-) Land $165,800 Building $521,700	$687,500 (-) Land $165,800 Building $521,700
2025	$3,787.00 (+8.79%)	$687,500 (+49.2%) Land $165,800 Building $521,700
2023	$3,481.00	$460,800 Land $98,800 Building $362,000
2020			$687,500 Land $165,800 Building $521,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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