1422 Shay St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1422 Shay St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 2000
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$2,232,000 (Jan 2022)
Tax Bill	$2,357 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988316749115`

Property Details

APN / Parcel Number

Primary APN	`988316749115`
Alternative APN	`004890303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,208 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988316749115
Street Address	1422 SHAY ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLK: H SEC: 3 PL: A SL: 335
Legal Subdivision	WHISPERING PINES
Legal Block	H
Legal Lot Number	3
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1038
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1422 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit E-CHICAGO TITLE, CHICAGO TITLE
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	2022700111999
Deed Book / Page	2583 / 338
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Apr 6, 2026
Property Address	1422 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Document Number	0700158417
Book / Page	2843 / 102
Instrument Date	Mar 25, 2026
Instrument	2026700158417
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 SHAY ST, KILL DEVIL HILLS, NC 27948-8396

Mortgage

Document Number	0700158417,
Date	Apr 6, 2026
Book Page	2843/102
Instrument	2026700158417

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate	5.98%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 18, 2022
Property Address	1422 SHAY ST, KILL DEVIL HILLS, NC 27948-8396
Document Number	002583/338
Book / Page	2583 / 338
Map Reference	CAB A SL 335&336
Instrument Date	Jan 6, 2022
Instrument	700111999
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1422 SHAY ST, 1422, KILL DEVIL HILLS, NC 27948-8396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 SHAY ST, KILL DEVIL HILLS, NC 27948-8396

Mortgage

Document Number	0700112000
Date	Jan 18, 2022
Instrument	700112000

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,357.00 (-0.04%)	$430,900 (-) Land $165,800 Building $265,100	$430,900 (-) Land $165,800 Building $265,100
2025	$2,358.00 (+18.91%)	$430,900 (+64.15%) Land $165,800 Building $265,100
2023	$1,983.00	$262,500 Land $98,800 Building $163,700
2020			$430,900 Land $165,800 Building $265,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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