1424 Riser Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 1424 Riser Dr, Saginaw, MI 48638

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,090 sqft · built 1952
Lot Size0.319 acres (13,896 sqft)
OwnerIndividual Name on File
Last Sale$124,300 (Apr 2023)
Tax Bill$2,959 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN23-12-4-21-3324-000

Property Details

APN / Parcel Number

Primary APN23-12-4-21-3324-000
Alternative APN
  • 124213324000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area1,090 sqft
Basement Area1,090 sqft
Unfinished Basement1,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialWood Siding
Roof TypeFlat
Roof MaterialAsphalt
Lot Area13,896 sqft (0.319 acres)
Lot Dimensions72 ft deep x 193 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1424 RISER DR
CitySAGINAW
StateMI
Zip48638-5687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 1 BLK 2 RISER PLAT SEC 21 T12N R4E
Legal Range04E
Legal Township12N
Legal Section21
Legal SubdivisionRISER SUBDIVISION
Legal Block2
Legal Lot Number1
Legal Unit1
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group1
Census Block1002
Census Tract10501

Owner

1424 Riser Dr is owned and occupied by an individual who bought it in April 2023.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1424 RISER DR, SAGINAW, MI 48638-5687
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2023Warranty Deed, Transfer · FHA Mortgage
FRANKENMUTH CU
Mar 31, 2022Warranty Deed, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2023 · Amount on File
Deed SaleApr 5, 2023 · Amount on File
Prior SaleMar 31, 2022 · Amount on File
Deed Document Number20236297
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 5, 2023
Property Address1424 RISER DR, SAGINAW, MI 48638-5687
Document Number0000006297
Map ReferenceLB 8 PG 1
Instrument DateMar 28, 2023
Instrument2023006297
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyHOMELAND TITLE, HOMELAND TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$933.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10867 DICE RD, FREELAND, MI 48623-8522

Transferred To (Grantee/Buyer)

NameVerified Name
Address1424 RISER DR, SAGINAW, MI 48638-5687

Mortgage

Document Number0000006298
DateApr 5, 2023
Instrument2023006298
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateMar 31, 2022
Property Address1424 RISER DR, SAGINAW, MI 48638-5687
Document Number0000007788
Map ReferenceLB 8 PG 1
Instrument DateMar 14, 2022
Instrument2022007788
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
Tax$480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1424 RISER DR, SAGINAW, MI 48638-5687

Transferred To (Grantee/Buyer)

NameVerified Name
Address1424 RISER DR, SAGINAW, MI 48638-5687
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1424 Riser Dr was $2,959 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$75,200$150,400
2025$2,959.00 Homeowner's exemption
2023$55,800$111,600
2022$1,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1424 Riser Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1424 Riser Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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