Saginaw County property record for 1415 Riser Dr, Saginaw, MI 48638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1953 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,900 (Dec 2012) |
| Tax Bill | $2,242 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-21-3315-000 |
| Primary APN | 23-12-4-21-3315-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,602 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1415 RISER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48638-5689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 15 BLK.1 RISER PLAT SEC 21 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 21 |
| Legal Subdivision | RISER PLAT |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10501 |
1415 Riser Dr is owned and occupied by two individuals who bought it in December 2012.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1415 RISER DR, SAGINAW, MI 48638-5689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2012 · Amount on File |
| Deed Sale | Dec 4, 2012 · Amount on File |
| Prior Sale | Jan 18, 2005 |
| Deed Document Number | 201238216 |
| Deed Book / Page | 2701 / 1684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1415 RISER DR, SAGINAW, MI 48638-5689 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1415 RISER DR, SAGINAW, MI 48638-5689 |
| Document Number | 0000014310 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023014310 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1415 Riser Dr was $2,242 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,900 (+9.67%) | $183,800 (+9.67%) | |
| 2025 | $2,242.00 Homeowner's exemption | $83,800 | $167,600 |
| 2023 | $70,700 | $141,400 | |
| 2022 | $2,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1415 Riser Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1415 Riser Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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