1424 Papin St, Oceanside, CA 92058 Property Records

San Diego County property record for 1424 Papin St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1953
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Sep 2011)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`145-052-12-00`

Property Details

APN / Parcel Number

Primary APN	`145-052-12-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,600 sqft (0.129 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1424 PAPIN ST
City	OCEANSIDE
State	CA
Zip	92058-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 112 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	3
Legal Lot Number	112
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	18616

Owner

1424 Papin St is owned and occupied by an individual who acquired it in September 2021.

Source: San Diego County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 10, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 20, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2011 · Amount on File
Deed Sale	Sep 15, 2011 · Amount on File
Prior Sale	May 25, 2011 · Amount on File
Deed Document Number	2011477913
Last Transfer Date	Sep 18, 2021
Transfer Doc	0000660901
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2026
Property Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Document Number	0000249995
Instrument Date	Jul 28, 2026
Instrument	2026249995
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000249995,
Date	Aug 26, 2026
Instrument	2026249995

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020132
Date	Jan 24, 2024
Instrument	2024-0020132

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237

Mortgage

Document Number	0000433727
Date	Nov 10, 2022
Instrument	2022-0433727

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237

Mortgage

Document Number	0000743064
Date	Oct 26, 2021
Instrument	2021-0743064

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Sep 1, 2047

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2021
Property Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Document Number	0000660901
Map Reference	MAP 2899
Instrument Date	Sep 18, 2021
Instrument	2021-0660901
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1424 PAPIN ST, OCEANSIDE, CA 92058-2237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000373288
Date	Aug 16, 2017
Instrument	2017-0373288

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1424 Papin St was $5,041.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$455,399 (+2%) Land $344,623 Building $110,776
2025	$5,041.00	$446,470 Land $337,866 Building $108,604
2023	$4,793.00 (+75.63%)	$429,136 Land $324,748 Building $104,388
2022	$2,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1424 Papin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1424 Papin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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