1415 Papin St, Oceanside, CA 92058 Property Records

San Diego County property record for 1415 Papin St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1953
Lot Size	0.131 acres (5,700 sqft)
Owner	Company Name on File
Last Sale	$260,000 (Feb 2003)
Tax Bill	$4,181 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145-053-09-00`

Property Details

APN / Parcel Number

Primary APN	`145-053-09-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	832 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,700 sqft (0.131 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1415 PAPIN ST
City	OCEANSIDE
State	CA
Zip	92058-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 156 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	3
Legal Lot Number	156
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18616

Owner

1415 Papin St is owned by a company that bought it in February 2003 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1415 PAPIN ST, OCEANSIDE, CA 92058-2236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit PACIFIC MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2003 · Amount on File
Deed Sale	Feb 24, 2003 · Amount on File
Prior Sale	May 5, 1999 · Amount on File
Deed Document Number	2003201938
Prior Transfer Date	May 18, 1994
Prior Transfer Doc	0000514622
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1415 PAPIN ST, OCEANSIDE, CA 92058-2236
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 PAPLN STREET, OCEANSIDE, CA 92058-2236

Mortgage

Document Number	0000477347
Date	Dec 22, 2022
Instrument	2022-0477347

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1415 PAPIN ST, OCEANSIDE, CA 92058-2236
Document Number	0000365588
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1415 PAPIN ST OCEANSIDE CA 920582236, OCEANSIDE, CA 92058-2236

Mortgage

Document Number	0000365588
Date	Aug 27, 2019
Instrument	365588

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1415 PAPIN ST, OCEANSIDE, CA 92058-2236
Document Number	0000456230
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1415 PAPIN ST OCEANSIDE CA 920582236, OCEANSIDE, CA 92058-2236

Mortgage

Document Number	0000456230
Date	Oct 31, 2018
Instrument	456230

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Papin St was $4,181 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,067 (+2%) Land $280,667 Building $103,400
2025	$4,181.00 Homeowner's exemption	$376,537 Land $275,164 Building $101,373
2023	$3,972.00 (+1.56%) Homeowner's exemption	$361,918 Land $264,480 Building $97,438
2022	$3,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1415 Papin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Papin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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