1424 Mackenzie Ln, Elgin, IL 60120 Property Records

Cook County property record for 1424 Mackenzie Ln, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,949 sqft · built 2004
Lot Size	0.045 acres (1,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Sep 2019)
Tax Bill	$5,478 (2023)
Deeds & Mortgages	Mar 2022 Transfer Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-08-304-006`

Property Details

APN / Parcel Number

Primary APN	`06-08-304-006`
Alternative APN	`06-08-304-006-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,977 sqft (0.045 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1424 MACKENZIE LN
City	ELGIN
State	IL
Zip	60120-9217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MACKENZIE WOODS
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1424 MACKENZIE LN, ELGIN, IL 60120-9217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Intrafamily Transfer, Transfer ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND
Jun 20, 2020	Deed of Trust, Mortgage · Line of Credit ANDIGO CU
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage GLENVIEW ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Aug 5, 2013
Deed Document Number	201916101
Last Transfer Date	Mar 5, 2022
Transfer Doc	0000818199
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 29, 2022
Property Address	1424 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	0008818199
Map Reference	DOC 0421827090
Instrument Date	Mar 5, 2022
Instrument	2208818199
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1424 MACKENZIE LN, ELGIN, IL 60120-9217

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1424 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	2025508011
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1424 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Mortgage

Document Number	2025508011
Date	Sep 11, 2020
Instrument	25508011

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2040

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 26, 2019
Property Address	1424 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	1926916101
Instrument Date	Aug 22, 2019
Instrument	26916101
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1424 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Mortgage

Document Number	1926916102
Date	Sep 26, 2019
Instrument	26916102

Lender

Name	GLENVIEW ST BK
Type	Bank
Address	GLENVIEW, IL 60025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 (+32.01%) Land $2,768 Building $30,232	$330,000 (+32.01%) Land $27,680 Building $302,320
2023	$5,478.00 (+3.93%)
2022	$5,271.00 Homeowner's exemption Senior Citizen's exemption	$24,999 Land $3,499 Building $21,500	$249,990 Land $34,990 Building $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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