1420 Mackenzie Ln, Elgin, IL 60120 Property Records

Cook County property record for 1420 Mackenzie Ln, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,399 sqft · built 2004
Lot Size	0.061 acres (2,649 sqft)
Owner	Individual Name on File
Last Sale	$248,500 (Dec 2005)
Tax Bill	$5,666 (2023)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-08-304-005`

Property Details

APN / Parcel Number

Primary APN	`06-08-304-005`
Alternative APN	`06-08-304-005-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	1,399 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,649 sqft (0.061 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1420 MACKENZIE LN
City	ELGIN
State	IL
Zip	60120-9217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MACKENZIE WOODS
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1420 MACKENZIE LN, ELGIN, IL 60120-9217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2005 · Amount on Record
Deed Sale	Dec 1, 2005 · Amount on Record
Deed Document Number	200535181
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1420 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	1703322151
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Mortgage

Document Number	1703322151
Date	Feb 2, 2017
Instrument	3322151

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.94%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+21.74%) Land $3,709 Building $24,291	$280,000 (+21.74%) Land $37,090 Building $242,910
2023	$5,666.00 (+3.47%)
2022	$5,476.00 Homeowner's exemption	$22,999 Land $3,499 Building $19,500	$229,990 Land $34,990 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Radiate Holdings, T-Mobile USA.

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