14238 Lora Dr, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 14238 Lora Dr, Los Gatos, CA 95032

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,374 sqft · built 2004
Lot Size0.52 acres (22,651 sqft)
OwnerCompany Name on Record
Last Sale$1,805,000 (Nov 2015)
Tax Bill$26,444 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN409-15-043

Property Details

APN / Parcel Number

Primary APN409-15-043

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,374 sqft Living Area
1st Floor Area3,374 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleH-Shape
Construction TypeWood
Lot Area22,651 sqft (0.52 acres)
Garage Area527 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address14238 LORA DR
CityLOS GATOS
StateCA
Zip95032-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2
Legal SubdivisionSAN BENITO TR
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3003
Census Tract507205

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14238 LORA DR, LOS GATOS, CA 95032-1207
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2015 · Amount on Record
Deed SaleNov 6, 2015 · Amount on Record
Prior SaleNov 30, 2004 · Amount on Record
Deed Document Number201523137570
Last Transfer DateJan 29, 2016
Transfer Doc0023213340
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address14238 LORA DR, LOS GATOS, CA 95032-1207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024561351
DateAug 3, 2020
Instrument24561351
Lender
NameGFL CAPITAL MORTGAGE INC
TypeMortgage Company
AddressSACRAMENTO, CA 95831
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityLos Gatos Town
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,195,800 (+2.76%) Land $1,448,963 Building $746,837
2025$26,444.00 (+4.79%) Homeowner's exemption$2,136,746 (+4.04%) Land $1,420,552 Building $716,194
2023$25,236.00 (+1.02%) Homeowner's exemption$2,053,776 Land $1,365,392 Building $688,384
2022$24,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1992–1997)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Ridge Wireless.

Nearby Properties on Lora Dr

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