14270 Lora Dr, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 14270 Lora Dr, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,926 sqft · built 1940
Lot Size	0.239 acres (10,414 sqft)
Owner	Owner Name on File
Last Sale	$650,000 (Sep 2001)
Tax Bill	$12,421 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`409-15-031`

Property Details

APN / Parcel Number

Primary APN	`409-15-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
1st Floor Area	1,056 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Construction Type	Wood
Lot Area	10,414 sqft (0.239 acres)
Lot Dimensions	127 ft deep x 82 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	14270 LORA DR
City	LOS GATOS
State	CA
Zip	95032-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	CITY/MUNI/TWP:LOS GATOS
Legal Subdivision	SAN BENITO TR
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3003
Census Tract	507205

Owner

Source: Santa Clara County records · APN 409-15-031

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	14270 LORA DR, LOS GATOS, CA 95032-1207
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2001 · Amount on Record
Deed Sale	Sep 28, 2001 · Amount on Record
Prior Sale	Sep 28, 2001 · Amount on Record
Deed Document Number	0015889884
Last Transfer Date	Oct 26, 2009
Transfer Doc	0020478917
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14270 LORA DR, LOS GATOS, CA 95032-1207
Transaction Type	Mortgage
Record Updated	Oct 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14270 LORA DR, LOS GATOS, CA 95032-1207

Mortgage

Document Number	0025875137
Date	Sep 26, 2025
Instrument	25875137

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,421.00 (+4.6%)	$960,230 (+4.04%) Land $590,914 Building $369,316
2023	$11,875.00 (+0.72%)	$922,945 Land $567,969 Building $354,976
2022	$11,790.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1992–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Ridge Wireless.

Based on FCC filings for 514 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.