14232 Fruitvale Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 14232 Fruitvale Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,112 sqft · built 2006
Lot Size2.18 acres (94,961 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (May 2009)
Tax Bill$5,525 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN188-130-19-00

Property Details

APN / Parcel Number

Primary APN188-130-19-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,112 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area94,961 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address14232 FRUITVALE RD
CityVALLEY CENTER
StateCA
Zip92082-5934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 6-11-1W SEQ (EX ST)DOC75-083409 IN SWQ OF
Legal Range01W
Legal Township11
Legal Section06
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group2
Census Block2017
Census Tract19110

Owner

14232 Fruitvale Rd is owned and occupied by two individuals who bought it in May 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address14232 FRUITVALE RD, VALLEY CENTER, CA 92082-5934
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2009 · Amount on File
Deed SaleMay 12, 2009 · Amount on File
Prior SaleJan 31, 2006 · Amount on File
Deed Document Number2009250363
Prior Transfer DateAug 25, 2008
Prior Transfer Doc0000128085
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14232 FRUITVALE RD, VALLEY CENTER, CA 92082-5934
Transaction TypeMortgage
Record UpdatedApr 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address14232 FRUITVALE RD, VALLEY CENTER, CA 92082-5934

Mortgage

Document Number0000079066
DateMar 28, 2023
Instrument2023-0079066
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueMar 24, 2033

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14232 FRUITVALE RD, VALLEY CENTER, CA 92082-5934
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14232 FRUITVALE RD, VALLEY CENTER, CA 92082-5934

Mortgage

Document Number0000343788
DateMay 4, 2021
Instrument2021-0343788
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14232 Fruitvale Rd was $5,525.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$492,552 (+2%) Land $197,019 Building $295,533
2025$5,525.00$482,895 Land $193,156 Building $289,739
2023$5,281.00 (+1.79%)$464,145 Land $185,656 Building $278,489
2022$5,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14232 Fruitvale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14232 Fruitvale Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 53% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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