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1423 Ruffner Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1423 Ruffner Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,146 sqft · built 1924
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Oct 2012)
Tax Bill$6,004 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-20-31-301-047

Property Details

APN / Parcel Number

Primary APN08-20-31-301-047

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,146 sqft Living Area
1st Floor Area774 sqft
Basement Area774 sqft
Unfinished Basement774 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area89 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1423 RUFFNER AVE
CityBIRMINGHAM
StateMI
Zip48009-7137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 358
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number358
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3001
Census Tract152900

Owner

Source: Oakland County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1423 RUFFNER AVE, BIRMINGHAM, MI 48009-7137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 5, 2018Deed of Trust, Mortgage · VA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2012 · Amount on Record
Deed SaleOct 24, 2012 · Amount on Record
Deed Document Number2012232740
Deed Book / Page44858 / 58
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1423 RUFFNER AVE, BIRMINGHAM, MI 48009-7137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1423 RUFFNER AVE, BIRMINGHAM, MI 48009-7137

Mortgage

Document Number0000225096
DateOct 29, 2020
Book Page55078/129
Instrument225096
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1423 RUFFNER AVE, BIRMINGHAM, MI 48009-7137
Document Number0000168787
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedNov 13, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1423 RUFFNER AVE BIRMINGHAM MI 480097137, BIRMINGHAM, MI 48009-7137

Mortgage

Document Number0000168787
DateOct 15, 2018
Book Page052269/000776
Instrument168787
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term216 Months
DueOct 14, 2036

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,004.00 (-9.78%) Homeowner's exemption$334,220 (+23.31%)$668,440 (+23.31%)
2024$6,655.00 (+9.3%)
2023$271,030$542,060
2021$6,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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