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1423 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1423 Michigan Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 2020
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$95,000 (Sep 2018)
Tax Bill$5,519 (2025)
Deeds & MortgagesMar 2024 Mortgage
Dec 2020 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0284-0130

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0284-0130
Alternative APNs
  • 263001000102840130
  • 78842

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,642 sqft
1st Floor Area1,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions75 ft deep x 100 ft wide
Garage TypeAttached
Garage Area418 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1423 MICHIGAN AVE
CitySAINT CLOUD
StateFL
Zip34769-4538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 284 W 1/2 OF LOTS 13-16 12/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block284
Legal Lot Number13
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4056
Census Tract43500

Owner

1423 Michigan Ave is owned by a company that acquired it in December 2020.

Source: Osceola County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address1930 RANKIN ST, KINDRED, FL 34744-5750
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY FUNDING GROUP INC
Dec 14, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 29, 2020Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Jan 14, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 12, 2018Warranty Deed, Transfer
STEWART TITLE
Sep 11, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2018 · Amount on File
Deed SaleSep 12, 2018 · Amount on File
Prior SaleSep 11, 2018 · Amount on File
Deed Document Number2018137057
Deed Book / Page5399 / 2280
Last Transfer DateDec 14, 2020
Transfer Doc0058502839
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1423 MICHIGAN AVE, SAINT CLOUD, FL 34769-4538
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1930 RANKIN ST, KINDRED, FL 34744-5750

Mortgage

Document Number0065711130
DateMar 27, 2024
Book Page6571/1130
Instrument2024038608
Lender
NameFAIRWAY FUNDING GROUP INC
TypeMortgage Company
Address8235 NATURES WAY, LAKEWOOD RANCH, FL 34202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 14, 2020
Property Address1423 MICHIGAN AVE, SAINT CLOUD, FL 34769-4538
Document Number0058502839
Book / Page005850 / 002839
Instrument DateDec 14, 2020
Instrument169553
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2266 JESSICA LN KISSIMMEE FL 347446454, KISSIMMEE, FL 34744-6454

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 29, 2020
Property Address1423 MICHIGAN AVE, SAINT CLOUD, FL 34769-4538
Document Number0057451419
Book / Page005745 / 001419
Instrument DateJun 26, 2020
Instrument83377
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount on Record
Tax$336.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2266 JESSICA LN KISSIMMEE FL 347446454, KISSIMMEE, FL 34744-6454

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 14, 2020
Property Address1423 MICHIGAN AVE, SAINT CLOUD, FL 34769-4538
Document Number0056572140
Book / Page005657 / 002140
Instrument DateJan 2, 2020
Instrument6854
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address266 JESSICA LN KISSIMMEE FL 34744, KISSIMMEE, FL 34744

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 12, 2018
Property Address1423 MICHIGAN AVE, SAINT CLOUD, FL 34769-4538
Document Number0053992280
Book / Page005399 / 002280
Instrument DateSep 10, 2018
Instrument137057
Transaction TypeTransfer
Record UpdatedOct 1, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$665.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2580 JENSCOT RD ST CLOUD FL 347719013, ST CLOUD, FL 34771-9013

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 11, 2018
Property Address1423 MICHIGAN AVE, SAINT CLOUD, FL 34769-4538
Document Number0053990068
Book / Page005399 / 000068
Instrument DateSep 7, 2018
Instrument136479
Transaction TypeTransfer
Record UpdatedOct 1, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 13TH ST #127 ST CLOUD FL 347696724, 127, ST CLOUD, FL 34769-6724
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1423 Michigan Ave was $5,519, up 7.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,519.00 (+7.5%)$326,200 Land $46,800 Building $279,400$326,200 Land $46,800 Building $279,400
2024$5,134.00 (+8.22%)
2023$4,744.00 (+10.51%)$296,900 (+11.78%) Land $42,500 Building $254,400$296,900 (+11.78%) Land $42,500 Building $254,400
2022$4,293.00$265,600 Land $35,100 Building $230,500$265,600 Land $35,100 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1423 Michigan Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1423 Michigan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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