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1409 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1409 Michigan Ave, Saint Cloud, FL 34769

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,044 sqft · built 1920
Lot Size0.258 acres (11,238 sqft)
OwnerCompany Name on File
Last Sale$47,600 (Jun 2003)
Tax Bill$4,409 (2025)
Deeds & MortgagesAug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0284-0200

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0284-0200
Alternative APNs
  • 263001000102840200
  • 78845

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area2,044 sqft Living Area
Gross Area3,012 sqft
1st Floor Area2,044 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1409 MICHIGAN AVE
CitySAINT CLOUD
StateFL
Zip34769-4538
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 284 LOTS 20-22 12/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block284
Legal Lot Number20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4056
Census Tract43500

Owner

1409 Michigan Ave, a duplex, is owned by a company that acquired it in April 2025.

Source: Osceola County records, as of November 26, 2025

Owner of RecordCompany Name on File
Mailing Address1110 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3750
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2003 · Amount on File
Deed SaleJun 13, 2003 · Amount on File
Deed Book / Page2271 / 2501
Last Transfer DateApr 25, 2025
Transfer Doc0067890854
Record UpdatedSep 20, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 17, 2017
Property Address1409 MICHIGAN AVE, SAINT CLOUD, FL 34769-4538
Document Number0051961261
Book / Page005196 / 001261
Instrument DateAug 10, 2017
Instrument119792
Transaction TypeTransfer
Record UpdatedSep 25, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 470939 CELEBRATION FL 347470939, CELEBRATION, FL 34747-0939

Tax Assessment & Valuation

The 2025 property tax bill for 1409 Michigan Ave was $4,409, up 6.2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,409.00 (+6.24%)$287,800 Land $60,000 Building $227,800$287,800 Land $60,000 Building $227,800
2024$4,150.00 (+5.71%)
2023$3,926.00 (+17.76%)$283,300 (+32.2%) Land $52,000 Building $231,300$283,300 (+32.2%) Land $52,000 Building $231,300
2022$3,334.00$214,300 Land $52,000 Building $162,300$214,300 Land $52,000 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1409 Michigan Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Michigan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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