Mecklenburg County property record for 1423 Main St, Charlotte, NC 28204 · Last verified November 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,642 sqft · built 2017 |
| Lot Size | 0.102 acres (4,473 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,103 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-226-06 |
| Primary APN | 125-226-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,642 sqft Heated Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,473 sqft (0.102 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 125-226-06 |
|---|---|
| Street Address | 1423 MAIN ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L36 M60-155 |
| Legal Subdivision | GROVE/CHERRY MAP 3 |
| Legal Lot Number | 36 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2600 |
Source: Mecklenburg County records · APN 125-226-06
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 01, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 22, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 02, 2023 | Intrafamily Transfer, Transfer |
| Jun 30, 2022 | Intrafamily Transfer, Transfer |
| May 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 04, 2020 | Deed of Trust, Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Jun 30, 2022 |
| Last Transfer Date | Nov 02, 2023 |
| Transfer Doc | 0000104327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000234113 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 36860/490 |
| Instrument | 2021234113 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Number | 0000016600 |
|---|---|
| Date | Feb 01, 2022 |
| Book Page | 37022/121 |
| Instrument | 2022016600 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Number | 0000035862 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 38068/212 |
| Instrument | 2023035862 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Number | 0000072678 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 39735/737 |
| Instrument | 2025072678 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28204 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 03, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 02, 2023 |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Number | 0000104327 |
| Book / Page | 38463 / 618 |
| Map Reference | MB 59 PG 340 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023104327 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 30, 2022 |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Number | 0000097072 |
| Book / Page | 37465 / 890 |
| Map Reference | MB 60 PG 59&340 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022097072 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 10, 2021 |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Number | 0036560150 |
| Book / Page | 3656 / 150 |
| Map Reference | MB50 PG94 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 11108 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST, 1423, CHARLOTTE, NC 28204-3145 |
| Name | Verified Name |
|---|---|
| Address | 215 7TH ST SE, HICKORY, NC 28602-3802 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1423 MAIN ST, CHARLOTTE, NC 28204-3145 |
| Document Number | 0000065874 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1423 MAIN ST CHARLOTTE NC 282043145, CHARLOTTE, NC 28204-3145 |
| Document Number | 0000065874 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 034556/000556 |
| Instrument | 65874 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 07, 2050 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,103.00 | $1,047,000 Land $315,000 Building $732,000 | $1,047,000 Land $315,000 Building $732,000 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190026001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 9 in force 1 of 9 on primary residences |
| Nearby Flood Claims | 2 (1978–1997) |
| Most Recent Claim | Jul 1997, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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