1415 Main St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 1415 Main St, Charlotte, NC 28204

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,687 sqft · built 2017
Lot Size	0.118 acres (5,142 sqft)
Owner	Individual Name on Record
Last Sale	$1,230,000 (Nov 2025)
Tax Bill	$8,321 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-226-04`

Property Details

APN / Parcel Number

Primary APN	`125-226-04`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,687 sqft Heated Area

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	5,142 sqft (0.118 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1415 MAIN ST
City	CHARLOTTE
State	NC
Zip	28204-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-2(CD)
Legal Description	L34 M60-155
Legal Subdivision	GROVE/CHERRY MAP 3
Legal Lot Number	34
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1016
Census Tract	2600

Owner

Source: Mecklenburg County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1415 MAIN ST, CHARLOTTE, NC 28204-3145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 22, 2017	Grant Deed, Subdivision Related Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	2025112860
Deed Book / Page	39979 / 60
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 3, 2025
Property Address	1415 MAIN ST, CHARLOTTE, NC 28204-3145
Document Number	0000112860
Book / Page	39979 / 60
Map Reference	MB 59 PG 340
Instrument Date	Oct 29, 2025
Instrument	2025112860
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3046 EASTHAM LN, CHARLOTTE, NC 28209-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1415 MAIN ST, CHARLOTTE, NC 28204-3145

Mortgage

Document Number	0000112861
Date	Nov 3, 2025
Instrument	2025112861

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 30, 2019
Property Address	1415 MAIN ST, CHARLOTTE, NC 28204-3145
Document Number	0000065483
Book / Page	33545 / 217
Map Reference	MB 60 PG 340
Instrument Date	May 30, 2019
Instrument	2019065483
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5120 ALLEN RD E, 5120, CHARLOTTE, NC 28269-4506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 MAIN ST, CHARLOTTE, NC 28204-3145

Mortgage

Document Number	0000065484
Date	May 30, 2019
Instrument	2019065484

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 22, 2017
Property Address	1415 MAIN ST, CHARLOTTE, NC 28204-3145
Document Number	0000171619
Book / Page	032363 / 000880
Instrument Date	Dec 22, 2017
Instrument	171619
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2018
Title Company	BB AND T ML POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,747.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1415 MAIN ST CHARLOTTE NC 282043145, CHARLOTTE, NC 28204-3145

Mortgage

Document Number	171620
Date	Dec 22, 2017
Book Page	032363/000882
Instrument	171620

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,099,000 Land $315,000 Building $784,000
2024	$8,321.00
2023			$1,099,000 Land $315,000 Building $784,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1978–1997)
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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