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1423 Howell Way, Hernando, MS 38632 Property Records

DeSoto County property record for 1423 Howell Way, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,026 sqft · built 2001
Lot Size0.305 acres (13,302 sqft)
OwnerIndividual Name on Record
Last Sale$221,800 (Oct 2019)
Tax Bill$1,702 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN3-07-4-20-10-0-00140-00

Property Details

APN / Parcel Number

Primary APN3-07-4-20-10-0-00140-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,026 sqft Adjusted Area
1st Floor Area1,738 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area13,302 sqft (0.305 acres)
Lot Dimensions155 ft deep x 90 ft wide
Patio Area552 sqft

Location & Zoning

Street Address1423 HOWELL WAY
CityHERNANDO
StateMS
Zip38632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionEDGEWATER S-D SEC B LOT 140
Legal Range007
Legal Township03S
Legal Section20
Legal SubdivisionEDGEWATER S-D
Legal Lot Number140
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2023
Census Tract71002

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 2, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTY BANK & TRUST CO
Sep 20, 2019Intrafamily Transfer, Transfer
Sep 4, 2019Quit Claim Deed, Transfer
Quitclaim
Jul 29, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Deed Book / Page900 / 658
Prior Transfer DateSep 20, 2019
Prior Transfer Doc000899/672
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347

Mortgage

Document Number005357/296
DateSep 29, 2021
Book Page5357/296
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 2, 2019
Property Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Document Number000900/658
Book / Page0900 / 658
Map ReferenceMB 70 PG 45
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2345 JOHNSTON RD, HERNANDO, MS 38632-9217

Transferred To (Grantee/Buyer)

NameVerified Name
Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347

Mortgage

Document Number0004808248
DateOct 2, 2019
Instrument4808/248
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateSep 20, 2019
Property Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Document Number000899/672
Book / Page0899 / 672
Map ReferenceMB 70 PG 45&46
Instrument DateSep 20, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347

Transferred To (Grantee/Buyer)

NameVerified Name
Address1728 SAN MATEO DR, DUNEDIN, FL 34698-3717

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateSep 4, 2019
Property Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Document Number000898/404
Book / Page0898 / 404
Map ReferenceMB 70 PG 45&46
Instrument DateSep 4, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347

Transferred To (Grantee/Buyer)

NameVerified Name
Address1728 SAN MATEO DR, DUNEDIN, FL 34698-3717

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJul 29, 2019
Property Address1423 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Document Number000894/625
Book / Page0894 / 625
Map ReferenceMB 70 PG 45-46
Instrument DateJul 29, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2345 JOHNSTON RD, HERNANDO, MS 38632-9217

Transferred To (Grantee/Buyer)

NameVerified Name
Address2345 JOHNSON ROAD, HERNANDO, MS 38632-9217

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,702.00 (+16.5%)$17,190 (+35.4%) Land $2,500 Building $14,690$171,902 (+35.39%) Land $25,000 Building $146,902
2023$1,461.00$12,696$126,964 Land $25,000 Building $101,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO
serves 14,457 people · EPA ID MS0170009
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
C Spire Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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