1405 Howell Way, Hernando, MS 38632 Property Records

DeSoto County property record for 1405 Howell Way, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,104 sqft · built 2001
Lot Size	0.307 acres (13,387 sqft)
Owner	Individual Name on File
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-20-10-0-00141-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-20-10-0-00141-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,104 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,387 sqft (0.307 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Patio Area	264 sqft

Location & Zoning

Street Address	1405 HOWELL WAY
City	HERNANDO
State	MS
Zip	38632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EDGEWATER S-D SEC B LOT 141
Legal Range	07
Legal Township	03
Legal Section	20
Legal Subdivision	EDGEWATER S-D
Legal Lot Number	141
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2023
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-4-20-10-0-00141-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1405 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2025
Deed Sale	Jun 02, 2025
Prior Sale	Apr 28, 2015
Deed Document Number	0102510642
Deed Book / Page	1025 / 10642
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1405 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 HOLLY SPRINGS RD, HERNANDO, MS 38632-9347

Mortgage

Document Number	0005364/44
Date	Oct 05, 2021
Book Page	5364/44

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (+16.62%)	$17,454 (+35.52%) Land $2,500 Building $14,954	$174,535 (+35.51%) Land $25,000 Building $149,535
2023	$1,486.00	$12,879	$128,794 Land $25,000 Building $103,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 165 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO serves 14,457 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.