1423 Hess Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 1423 Hess Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1975
Lot Size	0.761 acres (33,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,200 (2023)
Deeds & Mortgages	May 2023 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5640 82 5822`

Property Details

APN / Parcel Number

Primary APN	`5640 82 5822`
Alternative APNs	`11023 0047.000000` `113647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,120 sqft (0.761 acres)
Lot Dimensions	288 ft deep x 115 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	1,175 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Patio Area	120 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	113647
Street Address	1423 HESS RD
City	CONCORD
State	NC
Zip	28025-7142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 53 WHISPERING PINES BLK B
Legal Subdivision	WHISPERING PINES
Legal Block	B
Legal Lot Number	53
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3021
Census Tract	40502

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1423 HESS RD, CONCORD, NC 28025-7142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC
Jan 30, 2017	Quit Claim Deed, Mortgage · FHA Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017
Deed Sale	Jan 30, 2017
Prior Sale	Jul 10, 2009 · Amount on Record
Deed Document Number	201712339-0083
Deed Book / Page	12339 / 83
Prior Transfer Date	Jan 24, 2017
Prior Transfer Doc	0001233983
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1423 HESS RD, CONCORD, NC 28025-7142
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016485249
Date	May 15, 2023
Book Page	16485/249

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 30, 2017
Property Address	1423 HESS RD, CONCORD, NC 28025-7142
Document Number	1233983
Book / Page	012339 / 000083
Instrument Date	Jan 24, 2017
Instrument	2431
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1423 HESS RD CONCORD NC 280257142, CONCORD, NC 28025-7142

Mortgage

Document Number	1233986
Date	Jan 30, 2017
Book Page	012339/000086
Instrument	2432

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,080 (-) Land $75,000 Building $197,080
2025		$272,080 (+85.89%) Land $75,000 Building $197,080
2024			$272,080 (+85.89%) Land $75,000 Building $197,080
2023	$1,200.00	$146,370 Land $40,000 Building $106,370	$146,370 Land $40,000 Building $106,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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