1403 Hess Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 1403 Hess Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1976
Lot Size	0.537 acres (23,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2020)
Tax Bill	$1,304 (2023)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5640 82 7916`

Property Details

APN / Parcel Number

Primary APN	`5640 82 7916`
Alternative APNs	`11023 0054.000000` `137770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,317 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,370 sqft (0.537 acres)
Lot Dimensions	205 ft deep x 114 ft wide
Garage Type	Mixed
Garage Area	242 sqft
Driveway	Asphalt Driveway
Driveway Area	1,100 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	444 sqft
Patio Area	240 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	137770
Street Address	1403 HESS RD
City	CONCORD
State	NC
Zip	28025-7142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	P/O LT 55 WHISPERING PINES BLK B
Legal Subdivision	WHISPERING PINES
Legal Block	B
Legal Lot Number	55
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3021
Census Tract	40502

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1403 HESS RD, CONCORD, NC 28025-7142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Nov 6, 2007 · Amount on Record
Deed Book / Page	14173 / 195
Prior Transfer Date	Feb 21, 2003
Prior Transfer Doc	4348038
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 12, 2020
Property Address	1403 HESS RD, CONCORD, NC 28025-7142
Document Number	0014173195
Book / Page	14173 / 195
Map Reference	MB 15 PG 21
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2464 MIAMI CHURCH RD, 2464, CONCORD, NC 28025-8450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 HESS RD, CONCORD, NC 28025-7142

Mortgage

Document Number	0014173198
Date	May 12, 2020
Instrument	14173/198

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,660 (-) Land $75,000 Building $216,660
2025		$291,660 (+83.39%) Land $75,000 Building $216,660
2024			$291,660 (+83.39%) Land $75,000 Building $216,660
2023	$1,304.00	$159,040 Land $40,000 Building $119,040	$159,040 Land $40,000 Building $119,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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