Allegany County property record for 14225 Gardner Ave, Ellerslie, MD 21529
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,401 sqft · built 1962 |
| Lot Size | 0.646 acres (28,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Oct 2022) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-004304 |
| Primary APN | 20-004304 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,401 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 28,152 sqft (0.646 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 004304 |
|---|---|
| Street Address | 14225 GARDNER AVE |
| City | ELLERSLIE |
| State | MD |
| Zip | 21529-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14225 GARDNER AVE ELLERSLIE 280X184 332X0 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 20, CORRIGANVILLE/ELLERSLIE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1502 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14225 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed, Transfer · Conventional Mortgage CHESSIE FCU |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Deed Book / Page | 2821 / 20 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 5, 2022 |
| Property Address | 14225 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Document Number | 002821-0020 |
| Book / Page | 2821 / 20 |
| Instrument Date | Aug 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14225 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Document Number | 0028210026 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2821-0026 |
| Name | CHESSIE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 14225 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Document Number | 0023890026 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14225 GARDNER AVE ELLERSLIE MD 215291222, ELLERSLIE, MD 21529-1222 |
| Document Number | 0023890026 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 002389/000026 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,033 (+26.16%) | $183,400 (+25.36%) Land $25,700 Building $157,700 | |
| 2025 | $1,801.00 (+22.27%) Homeowner's exemption | ||
| 2023 | $1,473.00 | $135,567 | $146,300 Land $25,700 Building $120,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 23 (1993–2025) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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