Allegany County property record for 14215 Gardner Ave, Ellerslie, MD 21529
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,976 sqft · built 1910 |
| Lot Size | 188 acres (8,206,268 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Oct 2023) |
| Tax Bill | $1,667 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-004231 |
| Primary APN | 20-004231 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,976 sqft Total Area |
| Basement Area | 3,200 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 8,206,268 sqft (188 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 004231 |
|---|---|
| Street Address | 14215 GARDNER AVE |
| City | ELLERSLIE |
| State | MD |
| Zip | 21529-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 188.39A 14215 GARDNER AVE |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 20, CORRIGANVILLE/ELLERSLIE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1502 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14215 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Sep 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Oct 30, 2013 · Amount on Record |
| Deed Book / Page | 2914 / 186 |
| Prior Transfer Date | Sep 9, 2019 |
| Prior Transfer Doc | 0024960171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 12, 2023 |
| Property Address | 14215 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Document Number | 002914-0186 |
| Book / Page | 2914 / 186 |
| Instrument Date | Aug 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 OLD MILLSTONE LNDG, SNEADS FERRY, NC 28460-9199 |
| Document Number | 0029140195 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2914-0195 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 16, 2019 |
| Property Address | 14215 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Document Number | 0024960171 |
| Book / Page | 002496 / 000171 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | PO BOX 281 ELLERSLIE MD 215290281, ELLERSLIE, MD 21529-0281 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Mar 21, 2017 |
| Property Address | 14215 GARDNER AVE, ELLERSLIE, MD 21529-1222 |
| Document Number | 0022840034 |
| Book / Page | 002284 / 000034 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 281 ELLERSLIE MD 215290281, ELLERSLIE, MD 21529-0281 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,100 (+6.64%) | $169,000 (-) Land $61,600 Building $107,400 | |
| 2025 | $1,667.00 (+12.18%) Homeowner's exemption | $149,200 (+9.09%) | $169,000 (+21.32%) Land $61,600 Building $107,400 |
| 2023 | $1,486.00 | $136,767 | $139,300 Land $61,600 Building $77,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 23 (1993–2025) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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