1422 Napa Valley Ln, Eugene, OR 97404 Property Records

Lane County property record for 1422 Napa Valley Ln, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,461 sqft · built 1999
Lot Size	0.125 acres (5,423 sqft)
Owner	Individual Name on Record
Tax Bill	$4,821 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-03-34-07100-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-03-34-07100-000`
Alternative APNs	`1704033407100` `1601465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,461 sqft Living Area
Gross Area	1,921 sqft
1st Floor Area	1,461 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,423 sqft (0.125 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1601465
Street Address	1422 NAPA VALLEY LN
City	EUGENE
State	OR
Zip	97404-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT RYAN MEADOWS 6TH ADDITION LOT 328 TL 07100
Legal Range	04
Legal Township	17
Legal Section	03
Legal Subdivision	RYAN MEADOWS
Legal Lot Number	328
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1019
Census Tract	2403

Owner

Source: Lane County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Jun 16, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2016
Deed Sale	Apr 1, 2016
Prior Sale	Apr 14, 2005 · Amount on Record
Deed Document Number	201614756
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0000014756
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	May 27, 2026
Property Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877
Document Number	0000016772
Instrument Date	May 11, 2026
Instrument	202616772
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877

Mortgage

Document Number	0000016772,
Date	May 27, 2026
Instrument	202616772

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877

Mortgage

Document Number	0000035736
Date	Dec 18, 2023
Instrument	2023-035736

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877

Mortgage

Document Number	0000016395
Date	Jun 16, 2023
Instrument	2023-016395

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1422 NAPA VALLEY LN, EUGENE, OR 97404-3877
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036197
Date	May 28, 2021
Instrument	2021-036197

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,821.00 (+5.7%)	$277,171 (+6.09%)	$451,798 (+2.89%) Land $87,654 Building $364,144
2023	$4,561.00 (+4.28%)	$261,262 (+3%)	$439,127 (+7.25%) Land $74,983 Building $364,144
2022	$4,374.00	$253,653	$409,441 Land $87,654 Building $321,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications, T-Mobile.

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