1422 Locke Rd, Modesto, CA 95355 Property Records

Stanislaus County property record for 1422 Locke Rd, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,173 sqft · built 1958
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Dec 2025)
Tax Bill	$5,099 (2026)
Deeds & Mortgages	Oct 2024 Second Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-012-022-000`

Property Details

APN / Parcel Number

Primary APN	`032-012-022-000`
Alternative APNs	`0321222000` `0321222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
1st Floor Area	2,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.17 acres)
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1422 LOCKE RD
City	MODESTO
State	CA
Zip	95355-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DOWNEY MANOR
Legal Block	3
Legal Lot Number	4
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3001
Census Tract	1002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1422 LOCKE RD, MODESTO, CA 95355-4221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MONTERRA CREDIT UNION
Dec 11, 2025	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	202561212
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	0000096819
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1422 LOCKE RD, MODESTO, CA 95355-4221
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 LOCKE RD, MODESTO, CA 95355-4221

Mortgage

Document Number	0000051609
Date	Oct 24, 2024
Instrument	2024-0051609

Lender

Name	MONTERRA CREDIT UNION
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2034

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 11, 2025
Property Address	1422 LOCKE RD, MODESTO, CA 95355-4221
Document Number	0000061212
Map Reference	MB 18 PG 32
Instrument Date	Dec 8, 2025
Instrument	2025-0061212
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1422 LOCKE RD, MODESTO, CA 95355-4221

Mortgage

Document Number	0000061213
Date	Dec 11, 2025
Instrument	2025-0061213

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000061214
Date	Dec 11, 2025
Instrument	2025-0061214

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Feb 6, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1422 LOCKE RD, MODESTO, CA 95355-4221
Document Number	0000058331
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1422 LOCKE RD MODESTO CA 953554221, MODESTO, CA 95355-4221

Mortgage

Document Number	0000058331
Date	Aug 30, 2019
Instrument	58331

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 29, 2029

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1422 LOCKE RD, MODESTO, CA 95355-4221
Document Number	0000053189
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	PAYOT TITLE SERVICES, PASION TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1422 LOCKE RD MODESTO CA 953554221, MODESTO, CA 95355-4221

Mortgage

Document Number	0000053189
Date	Aug 13, 2019
Instrument	53189

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,099.00 (+54.14%)	$440,000 (+55.52%) Land $230,000 Building $210,000
2025	$3,308.00 (+6.26%)	$282,920 (+4.04%) Land $71,024 Building $211,896
2023	$3,113.00 (+2.47%)	$271,936 Land $68,267 Building $203,669
2022	$3,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ezWave, Verizon.

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