1413 Locke Rd, Modesto, CA 95355 Property Records

Stanislaus County property record for 1413 Locke Rd, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$355,500 (Nov 2020)
Tax Bill	$4,787 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`032-012-013-000`

Property Details

APN / Parcel Number

Primary APN	`032-012-013-000`
Alternative APNs	`0321213000` `0321213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1413 LOCKE RD
City	MODESTO
State	CA
Zip	95355-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DOWNEY MANOR
Legal Block	3
Legal Lot Number	6
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3000
Census Tract	1002

Owner

1413 Locke Rd is owned and occupied by an individual who acquired it in September 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1413 LOCKE RD, MODESTO, CA 95355-4220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 6, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Nov 6, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 6, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 5, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 15, 2017	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Document Number	202087396
Last Transfer Date	Sep 21, 2021
Transfer Doc	0000107239
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2021
Property Address	1413 LOCKE RD, MODESTO, CA 95355-4220
Document Number	0000107239
Map Reference	VOL 18 PG 32
Instrument Date	Sep 21, 2021
Instrument	2021-0107239
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 LOCKE RD, MODESTO, CA 95355-4220

Mortgage

Document Number	0000107240
Date	Nov 18, 2021
Instrument	2021-0107240

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 6, 2020
Property Address	1413 LOCKE RD, MODESTO, CA 95355-4220
Document Number	0000087396
Instrument Date	Nov 3, 2020
Instrument	87396
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 LOCKE RD MODESTO CA 953554220, MODESTO, CA 95355-4220

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 6, 2020
Property Address	1413 LOCKE RD, MODESTO, CA 95355-4220
Document Number	0000087398
Instrument Date	Nov 3, 2020
Instrument	87398
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 LOCKE RD MODESTO CA 953554220, MODESTO, CA 95355-4220

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 6, 2020
Property Address	1413 LOCKE RD, MODESTO, CA 95355-4220
Document Number	0000087397
Instrument Date	Nov 3, 2020
Instrument	87397
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1413 LOCKE RD MODESTO CA 953554220, MODESTO, CA 95355-4220

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 5, 2017
Property Address	1413 LOCKE RD, MODESTO, CA 95355-4220
Document Number	0000048373
Instrument Date	Jun 29, 2017
Instrument	48373
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 LOCKE RD MODESTO CA 953554220, MODESTO, CA 95355-4220

Mortgage

Document Number	48374
Date	Jul 5, 2017
Instrument	48374

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 15, 2017
Property Address	1413 LOCKE RD, MODESTO, CA 95355-4220
Document Number	0000018501
Instrument Date	Feb 7, 2017
Instrument	18501
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1007 COCONUT LN RIPON CA 953662583, RIPON, CA 95366-2583

Mortgage

Document Number	18502
Date	Mar 15, 2017
Instrument	18502

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1413 Locke Rd was $4,787 with a homeowner's exemption, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,787.00 (+1.14%) Homeowner's exemption	$420,040 (+2%) Land $177,301 Building $242,739
2025	$4,733.00 Homeowner's exemption	$411,805 Land $173,825 Building $237,980
2023	$4,452.00 (+2.53%) Homeowner's exemption	$395,816 Land $167,076 Building $228,740
2022	$4,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1413 Locke Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1413 Locke Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ezWave, Verizon.

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