Cleveland County property record for 1422 Earl Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,244 sqft · built 1940 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (Jul 2026) |
| Tax Bill | $178 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1258408 |
| Primary APN | 1258408 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,244 sqft Finished Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Asbestos |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1258408 |
|---|---|
| Street Address | 1422 EARL RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | .5 AC HWY 226 |
| Legal Subdivision | MRS G P HENDRICK SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 951602 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1829 RIDINGS RD, SHELBY, NC 28150-9488 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Dec 15, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Dec 15, 2025 · Amount on Record |
| Deed Document Number | 2026200131115 |
| Deed Book / Page | 1979 / 1658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 1422 EARL RD, SHELBY, NC 28152-7450 |
| Document Number | 0200131115 |
| Book / Page | 1979 / 1658 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026200131115 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,774.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1829 RIDINGS RD, SHELBY, NC 28150-9488 |
| Document Number | 0200131116, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026200131116 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 15, 2025 |
| Property Address | 1422 EARL RD, SHELBY, NC 28152-7450 |
| Document Number | 0019622840 |
| Book / Page | 1962 / 2840 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 200122366 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 BROOKFIELD DR, GROVER, NC 28073-8730 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,163 (-) Land $15,050 Building $13,113 | $28,163 (-) Land $15,050 Building $13,113 | |
| 2025 | $178.00 | $28,163 (-10.02%) Land $15,050 Building $13,113 | $28,163 (-10.02%) Land $15,050 Building $13,113 |
| 2023 | $31,299 Land $12,250 Building $19,049 | $31,299 Land $12,250 Building $19,049 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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