1340 Earl Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1340 Earl Rd, Shelby, NC 28152 · Last verified August 2026

Property Summary

Property TypeMobile Home
Details1,296 sqft · built 2002
Lot Size0.957 acres (41,687 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Oct 2022)
Tax Bill$632 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54802

Property Details

APN / Parcel Number

Primary APN54802
Alternative APNs
  • 1324328
  • 1352037

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,296 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeShed Roof
Lot Area41,687 sqft (0.957 acres)
Deck Area64 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1352037
Street Address1340 EARL RD
CitySHELBY
StateNC
Zip28152-7452
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description#2PB22-84S&BRENTALS MINOR SD
Legal SubdivisionMINOR
Legal Block1
Legal Lot Number51
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1000
Census Tract951602

Owner

Source: Cleveland County records · APN 54802

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1340 EARL RD, SHELBY, NC 28152-7452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Warranty Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE
Apr 17, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Prior SaleApr 17, 2019 · Amount on Record
Deed Document Number2022200079823
Deed Book / Page1885 / 498
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateOct 19, 2022
Property Address1340 EARL RD, SHELBY, NC 28152-7452
Document Number0018850498
Book / Page1885 / 498
Map ReferenceMB 22 PG 84
Instrument DateOct 13, 2022
Instrument200079823
Transaction TypeTransfer
Record UpdatedAug 31, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address599 NEWHALL LN, DEBARY, FL 32713-4920

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 EARL RD, SHELBY, NC 28152-7452

Mortgage

Document Number0001885501
DateOct 19, 2022
Instrument1885/501
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Mortgage

Document Number0018850511
DateOct 19, 2022
Book Page1885/511
Instrument200079825
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateApr 17, 2019
Property Address1340 EARL RD, SHELBY, NC 28152-7452
Document Number0017900219
Book / Page1790 / 0219
Map ReferenceMB 22 PG 84
Instrument DateApr 16, 2019
Instrument200025301
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1340 EARL RD, SHELBY, NC 28152-7452

Mortgage

Document Number200025302
DateApr 17, 2019
Instrument200025302
Lender
NameFIRST RELIANCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$99,569 (-) Land $21,398 Building $78,171$99,569 (-) Land $21,398 Building $78,171
2025$632.00$99,569 (+84.21%) Land $21,398 Building $78,171$99,569 (+84.21%) Land $21,398 Building $78,171
2023$54,052 Land $13,685 Building $40,367$54,052 Land $13,685 Building $40,367

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Earl Rd

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