14218 Prospect Point Dr, Cypress, TX 77429 Property Records

Harris County property record for 14218 Prospect Point Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,101 sqft · built 2006
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on File
Last Sale	$472,500 (Aug 2021)
Tax Bill	$8,716 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-059-002-0025`

Property Details

APN / Parcel Number

Primary APN	`122-059-002-0025`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,101 sqft Living Area
1st Floor Area	1,831 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,125 sqft (0.187 acres)
View / Lot	Flood Plain
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	465 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1220590020025
Street Address	14218 PROSPECT POINT DR
City	CYPRESS
State	TX
Zip	77429-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 BLK 2 COLES CROSSING SEC 17
Legal Subdivision	COLES CROSSING SEC 17
Legal Block	2
Legal Lot Number	25
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	554410

Owner

14218 Prospect Point Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14218 PROSPECT POINT DR, CYPRESS, TX 77429-8136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP
Jul 31, 2019	Warranty Deed, Transfer ENCOMPASS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Document Number	2021479231
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	2021479231
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 23, 2021
Property Address	14218 PROSPECT POINT DR, CYPRESS, TX 77429-8136
Document Number	2021479231
Map Reference	MF 484037
Instrument Date	Aug 20, 2021
Instrument	2021-479231
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14218 PROSPECT POINT DR, CYPRESS, TX 77429-8136

Mortgage

Document Number	2021479232
Date	Aug 23, 2021
Instrument	2021-479232

Lender

Name	AMERICAS CHOICE HOME LOANS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 31, 2019
Property Address	14218 PROSPECT POINT DR, CYPRESS, TX 77429-8136
Document Number	0000330846
Instrument Date	Jul 30, 2019
Instrument	330846
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 MUIRFIELD CIR AUSTIN TX 787471223, AUSTIN, TX 78747-1223

Mortgage

Document Number	330847
Date	Jul 31, 2019
Instrument	330847

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14218 Prospect Point Dr was $8,716 with a homeowner's exemption, up 145.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,892 (+7.89%) Land $103,675 Building $504,217	$607,892 (+7.89%) Land $103,675 Building $504,217
2025	$8,716.00 (+145.73%) Homeowner's exemption	$563,439 Land $103,675 Building $459,764	$563,439 Land $103,675 Building $459,764
2024	$3,547.00
2023		$569,263 Land $94,291 Building $474,972	$569,263 Land $94,291 Building $474,972
2022	$3,911.00
2020	$2,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14218 Prospect Point Dr in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 262 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	262 in force
Nearby Flood Claims	32 (2008–2017)
Claims Outside the SFHA	27 of 32
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14218 Prospect Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 364 serves 6,168 people · EPA ID TX1013132
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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