14215 Prospect Point Dr, Cypress, TX 77429 Property Records

Harris County property record for 14215 Prospect Point Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,954 sqft · built 2003
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,940 (Nov 2023)
Tax Bill	$7,312 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-059-003-0019`

Property Details

APN / Parcel Number

Primary APN	`122-059-003-0019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,954 sqft Living Area
1st Floor Area	2,954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,920 sqft (0.182 acres)
View / Lot	Flood Plain
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	612 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1220590030019
Street Address	14215 PROSPECT POINT DR
City	CYPRESS
State	TX
Zip	77429-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 3 COLES CROSSING SEC 17
Legal Subdivision	COLES CROSSING SEC 17
Legal Block	3
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2001
Census Tract	554410

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14215 PROSPECT POINT DR, CYPRESS, TX 77429-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Vendor's Lien, Transfer · Conventional Mortgage ENCOMPASS LENDING GROUP LP
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC
Jul 12, 2018	Deed of Trust, Mortgage TRINITY PEAK FINANCIAL LLC
Oct 30, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Oct 30, 2017
Deed Document Number	2023419712
Prior Transfer Date	Oct 29, 2010
Prior Transfer Doc	0000472945
Record Updated	Oct 29, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 2, 2023
Property Address	14215 PROSPECT POINT DR, CYPRESS, TX 77429-8137
Document Number	0000419712
Map Reference	MF 484037
Instrument Date	Nov 1, 2023
Instrument	2023-419712
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	MOMENTUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15602 CYPRESS GARDENS DR, HOUSTON, TX 77069-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14215 PROSPECT POINT DR, CYPRESS, TX 77429-8137

Mortgage

Document Number	0000419713
Date	Nov 2, 2023
Instrument	2023-419713

Lender

Name	ENCOMPASS LENDING GROUP LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14215 PROSPECT POINT DR, CYPRESS, TX 77429-8137
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492469
Date	Nov 5, 2019
Instrument	2019-492469

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	6.15%
Max Rate At Change	9.15%
Index	1-Year LIBOR
Margin	7
Max Rate	12.1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14215 PROSPECT POINT DR, CYPRESS, TX 77429-8137
Document Number	0000322919
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	TEXAS AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14215 PROSPECT POINT DR CYPRESS TX 774298137, CYPRESS, TX 77429-8137

Mortgage

Document Number	0000322919
Date	Jul 18, 2018
Instrument	322919

Lender

Name	TRINITY PEAK FINANCIAL LLC
Address	11289 STRANG LINE RD, LENEXA, KS 66215-4040

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.5%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 30, 2017
Property Address	14215 PROSPECT POINT DR, CYPRESS, TX 77429-8137
Document Number	0000475348
Instrument Date	Oct 27, 2017
Instrument	475348
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18306 GLENN HAVEN ESTATES DR SPRING TX 773792768, SPRING, TX 77379-2768

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,039 (+14.42%) Land $102,897 Building $453,142	$556,039 (+14.42%) Land $102,897 Building $453,142
2025	$7,312.00 (+123.4%) Homeowner's exemption	$485,948 (-0.68%) Land $102,897 Building $383,051	$485,948 (-0.68%) Land $102,897 Building $383,051
2024	$3,273.00 (-2.62%)
2023		$489,285 Land $93,583 Building $395,702	$489,285 Land $93,583 Building $395,702
2022	$3,361.00 (+56.91%)
2020	$2,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 262 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	262 in force
Nearby Flood Claims	32 (2008–2017)
Claims Outside the SFHA	27 of 32
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 364 serves 6,168 people · EPA ID TX1013132
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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