14211 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 14211 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,457 sqft · built 1956
Lot Size	0.406 acres (17,685 sqft)
Owner	Individual Name on File
Tax Bill	$2,369 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`792-64-27-43-800-000`

Property Details

APN / Parcel Number

Primary APN	`792-64-27-43-800-000`
Alternative APNs	`132160300000002` `074992001` `480386000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,457 sqft Finished Area
1st Floor Area	140 sqft
Basement Area	1,177 sqft
Unfinished Basement	1,177 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	17,685 sqft (0.406 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	480386000
Street Address	14211 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	LOCUST GROVE ADD L 2
Legal Subdivision	LOCUST GROVE ADD
Legal Lot Number	2
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1002
Census Tract	100508

Owner

14211 Harrowgate Rd, a single family home, is owned by an individual.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	11465 GREAT BRANCH DR, CHESTER, VA 23831-1664
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jan 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 12, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14211 HARROWGATE RD, CHESTER, VA 23831-6904
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013501-265
Date	Jul 2, 2021
Book Page	13501/265
Instrument	2021042893

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14211 HARROWGATE RD, CHESTER, VA 23831-6904
Document Number	12199117
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12199117
Date	Jan 14, 2019
Book Page	012199/000117
Instrument	1311

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14211 HARROWGATE RD, CHESTER, VA 23831-6904
Document Number	11689483
Book / Page	011689 / 000483
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	11689483
Date	Jul 18, 2017
Book Page	011689/000483
Instrument	28072

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 17, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14211 Harrowgate Rd was $2,369.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,369.00	$263,400 (+6.55%) Land $56,700 Building $206,700	$263,400 (+6.55%) Land $56,700 Building $206,700
2025		$247,200 Land $53,100 Building $194,100	$247,200 Land $53,100 Building $194,100
2023	$1,859.00	$201,600 Land $51,300 Building $150,300	$201,600 Land $51,300 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14211 Harrowgate Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1982–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14211 Harrowgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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