14141 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 14141 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1950
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$399,600 (Mar 2025)
Tax Bill	$2,971 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13216020A000035`

Property Details

APN / Parcel Number

Primary APN	`13216020A000035`
Alternative APNs	`792-64-26-16-100-000` `426546000` `445320000` `487206000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Finished Area
1st Floor Area	135 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	487206000
Street Address	14141 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	LOCUST GROVE L 35 SEC A
Legal Subdivision	LOCUST GROVE
Legal Lot Number	35
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1001
Census Tract	100508

Owner

Source: Chesterfield County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14141 HARROWGATE RD, CHESTER, VA 23831-6902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 19, 2022	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 1, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Mar 14, 2025 · Amount on Record
Deed Document Number	20259597
Deed Book / Page	14835 / 358
Prior Transfer Date	Mar 18, 2025
Prior Transfer Doc	014835-358
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 22, 2023
Property Address	14141 HARROWGATE RD, CHESTER, VA 23831-6902
Document Number	014351-154
Book / Page	14351 / 154
Instrument Date	Aug 17, 2023
Instrument	2023025120
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14141 HARROWGATE RD, CHESTER, VA 23831-6902

Mortgage

Document Number	2023025121
Date	Aug 22, 2023
Instrument	2023025121

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 19, 2022
Property Address	14141 HARROWGATE RD, CHESTER, VA 23831-6902
Document Number	013929-888
Book / Page	13929 / 888
Instrument Date	Apr 6, 2022
Instrument	2022018251
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14141 HARROWGATE RD, CHESTER, VA 23831-6902

Mortgage

Document Number	2022018252
Date	Apr 19, 2022
Instrument	2022018252

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 1, 2021
Property Address	14141 HARROWGATE RD, CHESTER, VA 23831-6902
Document Number	013499-485
Book / Page	13499 / 485
Instrument Date	Jun 23, 2021
Instrument	2021042680
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 TINSTREE DR, SOUTH CHESTERFIELD, VA 23834-5130

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,971.00 (-1.33%)	$331,100 (-1.34%) Land $56,700 Building $274,400	$331,100 (-1.34%) Land $56,700 Building $274,400
2025	$3,011.00 (+27.37%)	$335,600 (+30.53%) Land $53,100 Building $282,500	$335,600 (+30.53%) Land $53,100 Building $282,500
2023	$2,364.00	$257,100 Land $51,300 Building $205,800	$257,100 Land $51,300 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1982–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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