1421 Arbor St, Durham, NC 27701 Property Records

Durham County property record for 1421 Arbor St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,256 sqft · built 1985
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$533,000 (Oct 2023)
Tax Bill	$3,433 (2026)
Deeds & Mortgages	Oct 2023 Sale Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0822-94-3160`

Property Details

APN / Parcel Number

Primary APN	`0822-94-3160`
Alternative APNs	`0822-94-31-6049` `082216943172` `105891`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,256 sqft Heated Area
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch
Porch Area	24 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	1421 ARBOR ST
City	DURHAM
State	NC
Zip	27701-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-COUCH INVESTMENT COM PANY/LT#02 PL:00031B-000095
Legal Subdivision	PROPERTY OF COUCH INVESTMENT COMPANY
Legal Lot Number	2
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1006
Census Tract	302

Owner

1421 Arbor St is owned and occupied by two individuals who bought it in October 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1421 ARBOR ST, DURHAM, NC 27701-1201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer MASTERS TITLE AGENCY INC, MASTER TITLE AGENCY INC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Deed Document Number	202376815
Deed Book / Page	9999 / 617
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 13, 2023
Property Address	1421 ARBOR ST, DURHAM, NC 27701-1201
Document Number	0099990617
Book / Page	9999 / 617
Map Reference	MB 31B PG 95
Instrument Date	Oct 11, 2023
Instrument	2023076815
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	MASTERS TITLE AGENCY INC, MASTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$1,066.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 BARN OWL AVE, HAW RIVER, NC 27258-5414

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1421 ARBOR ST, DURHAM, NC 27701-1201

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1421 ARBOR ST, DURHAM, NC 27701-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087810991
Date	Oct 23, 2019
Book Page	8781/991
Instrument	2019038879

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 1421 Arbor St was $3,433, down 38.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,433.00 (-38.49%)	$563,016 (-) Land $195,750 Building $367,266	$563,016 (-) Land $195,750 Building $367,266
2025	$5,581.00	$563,016 Land $195,750 Building $367,266	$563,016 Land $195,750 Building $367,266
2023	$3,413.00 (+2.34%)	$260,578 Land $65,250 Building $195,328	$260,578 Land $65,250 Building $195,328
2022	$3,335.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1421 Arbor St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 Arbor St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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