1413 Arbor St, Durham, NC 27701 Property Records

Durham County property record for 1413 Arbor St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,264 sqft · built 1957
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jun 2022)
Tax Bill	$7,216 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0822-93-3975`

Property Details

APN / Parcel Number

Primary APN	`0822-93-3975`
Alternative APNs	`0822-93-39-7548` `082216933976` `105889`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,264 sqft Heated Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	92 sqft
Patio Area	556 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1413 ARBOR ST
City	DURHAM
State	NC
Zip	27701-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-COUCH INVESTMENT COM PANY/LT#04 PL:00031B-000095
Legal Subdivision	COUCH INVESTMENT CO
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1006
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 ARBOR ST, DURHAM, NC 27701-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Document Number	202223110
Deed Book / Page	9711 / 227
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1413 ARBOR ST, DURHAM, NC 27701-1201
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 ARBOR ST, DURHAM, NC 27701-1201

Mortgage

Document Number	0103920243
Date	Sep 26, 2025
Book Page	10392/243
Instrument	2025148789

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 3, 2022
Property Address	1413 ARBOR ST, DURHAM, NC 27701-1201
Document Number	0097110227
Book / Page	9711 / 227
Map Reference	MB 31B PG 95
Instrument Date	Jun 3, 2022
Instrument	2022023110
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 BECKINGHAM LOOP, 203, CARY, NC 27519-6374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 ARBOR ST, DURHAM, NC 27701-1201

Mortgage

Document Number	2022023111
Date	Jun 3, 2022
Instrument	2022023111

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,216.00 (+2.53%)	$710,066 (-) Land $226,665 Building $483,401	$710,066 (-) Land $226,665 Building $483,401
2025	$7,038.00 (+54.04%)	$710,066 (+103.54%) Land $226,665 Building $483,401	$710,066 (+103.54%) Land $226,665 Building $483,401
2023	$4,569.00 (+2.35%)	$348,855 Land $75,719 Building $273,136	$348,855 Land $75,719 Building $273,136
2022	$4,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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