Oakland County property record for 1420 Summit Dr, Commerce Township, MI 48390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,172 sqft · built 1970 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Jan 2018) |
| Tax Bill | $2,083 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-23-178-003 |
| Primary APN | E-17-23-178-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 803 sqft |
| Unfinished Basement | 803 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 858 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 70 sqft |
| Patio Area | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1420 SUMMIT DR |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 23 COMMERCE PINES SUB LOT 3 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | COMMERCE PINES SUB |
| Legal Lot Number | 3 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 134500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1420 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jan 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on Record |
| Deed Sale | Jan 2, 2018 · Amount on Record |
| Prior Sale | Sep 29, 2003 · Amount on Record |
| Deed Document Number | 2018487 |
| Deed Book / Page | 51433 / 432 |
| Prior Transfer Date | Jan 4, 2008 |
| Prior Transfer Doc | 0000011398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1420 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1551 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1420 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1551 |
| Document Number | 0000073550 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 55925/591 |
| Instrument | 73550 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 2, 2018 |
| Property Address | 1420 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1551 |
| Document Number | 0000000487 |
| Book / Page | 051433 / 000432 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 487 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,565.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | IS 12709 LASALLE LN HUNTINGTON WOODS MI 48070, HUNTINGTON WOODS, MI 48070 |
| Document Number | 488 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 051433/000434 |
| Instrument | 488 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,083.00 (-37.97%) Homeowner's exemption | $134,410 (+11.29%) | $268,820 (+11.29%) |
| 2024 | $3,358.00 (+13.79%) | ||
| 2023 | $120,770 | $241,540 | |
| 2021 | $2,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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