Oakland County property record for 1405 Summit Dr, Commerce Township, MI 48390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,480 sqft · built 1980 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Jul 2013) |
| Tax Bill | $1,705 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-23-179-005 |
| Primary APN | E-17-23-179-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 171 ft deep x 70 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1405 SUMMIT DR |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 23 COMMERCE PINES SUB LOT 37 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | COMMERCE PINES SUB |
| Legal Lot Number | 37 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 134500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Sep 25, 2017 | Quit Claim Deed Quitclaim |
| Aug 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on Record |
| Deed Sale | Jul 25, 2013 · Amount on Record |
| Deed Document Number | 2013196149 |
| Deed Book / Page | 46115 / 110 |
| Last Transfer Date | Sep 25, 2017 |
| Transfer Doc | 0000177767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1405 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1405 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1552 |
| Document Number | 0000015292 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 58424/500 |
| Instrument | 15292 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1405 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1552 |
| Document Number | 0000007732 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1405 SUMMIT DR COMMERCE TOWNSHIP MI 483901552, COMMERCE TOWNSHIP, MI 48390-1552 |
| Document Number | 0000007732 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 052509/000588 |
| Instrument | 7732 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 25, 2017 |
| Property Address | 1405 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1552 |
| Document Number | 0000177767 |
| Book / Page | 051104 / 000132 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 177767 |
| Record Updated | Nov 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1405 SUMMIT DR COMMERCE TOWNSHIP MI 483901552, COMMERCE TOWNSHIP, MI 48390-1552 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 17, 2017 |
| Property Address | 1405 SUMMIT DR, COMMERCE TOWNSHIP, MI 48390-1552 |
| Document Number | 0000155387 |
| Book / Page | 050981 / 000505 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 155387 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 SUMMIT DR COMMERCE TOWNSHIP MI 483901552, COMMERCE TOWNSHIP, MI 48390-1552 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,705.00 (-38.91%) Homeowner's exemption | $132,630 (+11.56%) | $265,260 (+11.56%) |
| 2024 | $2,791.00 (+13.69%) | ||
| 2023 | $118,890 | $237,780 | |
| 2021 | $2,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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