Hopkins County property record for 1420 Otter Lake Loop, Hanson, KY 42413
| Property Type | Single Family Home |
|---|---|
| Details | 2,452 sqft · built 2005 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,400 (May 2012) |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | OTTR-1-1-9 |
| Primary APN | OTTR-1-1-9 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,452 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 42288 |
|---|---|
| Street Address | 1420 OTTER LAKE LOOP |
| City | HANSON |
| State | KY |
| Zip | 42413-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB630 P098 |
| Legal Subdivision | OTTER LAKE |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970200 |
1420 Otter Lake Loop is owned and occupied by an individual who bought it in May 2012.
Source: Hopkins County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1420 OTTER LAKE LOOP, HANSON, KY 42413-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2012 · Amount on File |
| Deed Sale | May 7, 2012 · Amount on File |
| Prior Sale | May 19, 2006 · Amount on File |
| Deed Document Number | 2012005559 |
| Deed Book / Page | 709 / 545 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 1420 OTTER LAKE LOOP, HANSON, KY 42413-9649 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1420 OTTER LAKE LOOP, HANSON, KY 42413-9649 |
| Document Number | 0MTG1402/1 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | MTG 1402/1 |
| Instrument | 2023001868 |
| Name | FIRST UNITED BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, KY 42431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 13, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1420 Otter Lake Loop was $2,827 with a homeowner's exemption.
Source: Hopkins County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,827.00 Homeowner's exemption | $328,800 | $328,800 |
| 2023 | $2,832.00 | $276,856 | $276,856 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1420 Otter Lake Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1420 Otter Lake Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH HOPKINS WATER DISTRICT serves 3,725 people · EPA ID KY0540138 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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