1355 Otter Lake Loop, Hanson, KY 42413 Property Records

Hopkins County property record for 1355 Otter Lake Loop, Hanson, KY 42413

Property Summary

Property TypeSingle Family Home
Details2,176 sqft · built 1993
Lot Size2.2 acres (95,832 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Mar 2006)
Tax Bill$2,341 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNOTTR-1-3-38

Property Details

APN / Parcel Number

Primary APNOTTR-1-3-38
Alternative APN
  • 40945

Interior

Stories1 Story
Building Area2,176 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area95,832 sqft (2.2 acres)
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number40945
Street Address1355 OTTER LAKE LOOP
CityHANSON
StateKY
Zip42413-9332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal SubdivisionOTTER LAKE ESTATES
Legal Lot Number38
JurisdictionHOPKINS KY
Township / Civil DivisionNEBO
Census Block Group1
Census Block1062
Census Tract970200

Owner

Source: Hopkins County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1355 OTTER LAKE LOOP, HANSON, KY 42413-9332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Jan 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2006 · Amount on Record
Deed SaleMar 29, 2006 · Amount on Record
Deed Document Number2006417009
Deed Book / Page649 / 356
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOPKINS KY
Recording DateMay 12, 2026
Property Address1355 OTTER LAKE LOOP, HANSON, KY 42413-9332
Document Number0000004666
Book / Page1519 / 607
Instrument DateApr 2, 2026
Instrument20264666
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBLYTHE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004666,
DateMay 12, 2026
Book Page1519/607
Instrument20264666
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate6%
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOPKINS KY
Property Address1355 OTTER LAKE LOOP, HANSON, KY 42413-9332
Transaction TypeMortgage
Record UpdatedMay 9, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001233/076
DateJan 2, 2019
Book Page1233/076
Instrument2019000014
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 25, 2048

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHopkins County
Unified School DistrictHopkins County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,341.00 (+5.26%) Homeowner's exemption$279,900 (+6.51%)$279,900 (+6.51%)
2023$2,224.00 Homeowner's exemption$262,800$262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HOPKINS WATER DISTRICT
serves 3,725 people · EPA ID KY0540138
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Watch TV
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Otter Lake Loop

Nearby Streets

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