1420 Mack St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1420 Mack St, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,192 sqft · built 1964
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Tax Bill$2,908 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN0502-42-6709

Property Details

APN / Parcel Number

Primary APN0502-42-6709
Alternative APN
  • 0502.14426709

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,192 sqft Heated Area
1st Floor Area1,492 sqft
Basement Area700 sqft
Finished Basement700 sqft
Utility Area42 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions190 ft deep x 90 ft wide
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address1420 MACK ST
CitySPRING LAKE
StateNC
Zip28390-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionHOLLY HILL LO:41 SE:03 BL:A PL:0026-0033
Legal SubdivisionHOLLY HILLS
Legal BlockA
Legal Lot Number41
JurisdictionCUMBERLAND NC
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2000
Census Tract3601

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1420 MACK ST, SPRING LAKE, NC 28390-2518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 18, 2009
Transfer Doc0082710036
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address1420 MACK ST, SPRING LAKE, NC 28390-2518
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0123430816
DateOct 1, 2025
Book Page12343/816
Instrument30838
Lender
NameBRAGG MUTUAL FCU
TypeCredit Union
Address2917 VILLAGE DR, FAYETTEVILLE, NC 28304
Agreement
AmountAmount Recorded
Term180 Months
DueSep 30, 2040

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalitySpring Lake Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,908.00 (+42.97%)$175,445 (+42.34%) Land $25,000 Building $150,445$175,445 (+42.34%) Land $25,000 Building $150,445
2024$2,034.00 (+10.6%)$123,259 (-) Land $11,000 Building $112,259$123,259 (-) Land $11,000 Building $112,259
2023$1,839.00$123,259 Land $11,000 Building $112,259$123,259 Land $11,000 Building $112,259
2022$1,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRING LAKE
serves 11,725 people · EPA ID NC0326020
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
currently in violation since Sep 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mack St

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