1417 Mack St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1417 Mack St, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,745 sqft · built 1965
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$73,000 (Feb 2020)
Tax Bill	$2,402 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0502-42-3684`

Property Details

APN / Parcel Number

Primary APN	`0502-42-3684`
Alternative APN	`0502.14423684`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,745 sqft Heated Area
1st Floor Area	1,745 sqft
Utility Area	42 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	191 ft deep x 90.1 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1417 MACK ST
City	SPRING LAKE
State	NC
Zip	28390-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILL LO:21 SE:03 BL:C PL:0026-0033
Legal Subdivision	HOLLY HILLS
Legal Block	C
Legal Lot Number	21
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2003
Census Tract	3601

Owner

1417 Mack St is owned and occupied by two individuals who bought it in February 2020.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1417 MACK ST, SPRING LAKE, NC 28390-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 27, 2020	Warranty Deed, Transfer TIAGO NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	20206991
Deed Book / Page	10703 / 872
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	1417 MACK ST, SPRING LAKE, NC 28390-2509
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100670204
Date	Apr 5, 2017
Book Page	10067/204
Instrument	10653

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 27, 2020
Property Address	1417 MACK ST, SPRING LAKE, NC 28390-2509
Document Number	0107030872
Book / Page	10703 / 872
Instrument Date	Jan 31, 2020
Instrument	06991
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	TIAGO NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 MACK ST, SPRING LAKE, NC 28390-2509

Tax Assessment & Valuation

The 2026 property tax bill for 1417 Mack St was $2,402, down 19.5% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,402.00 (-19.48%)
2025	$2,983.00 (+78.3%)	$150,176 (+39.18%) Land $25,000 Building $125,176	$150,176 (+39.18%) Land $25,000 Building $125,176
2024	$1,673.00 (+11.68%)	$107,904 (-) Land $11,000 Building $96,904	$107,904 (-) Land $11,000 Building $96,904
2023	$1,498.00	$107,904 Land $11,000 Building $96,904	$107,904 Land $11,000 Building $96,904
2022	$1,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 Mack St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1417 Mack St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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