Hamilton County property record for 1420 Learning Ln, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,400 sqft · built 1960 |
| Lot Size | 0.234 acres (10,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,750 (May 2000) |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147K F 018 |
| Primary APN | 147K F 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,215 sqft (0.234 acres) |
| Lot Dimensions | 113 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000080303 |
|---|---|
| Street Address | 1420 LEARNING LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 44 WOODMORE PB 17 PG 62 |
| Legal Subdivision | WOODMORE |
| Legal Lot Number | 44 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 3300 |
Source: Hamilton County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Jan 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2000 · Amount on Record |
| Deed Sale | May 11, 2000 · Amount on Record |
| Prior Sale | Nov 18, 1999 · Amount on Record |
| Deed Document Number | 200057 |
| Deed Book / Page | 5594 / 887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 15, 2026 |
| Property Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000071 |
| Book / Page | 14299 / 428 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 202671 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000071, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 14299/428 |
| Instrument | 202671 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000165 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 13195/755 |
| Instrument | 2023012400165 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000072 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 13418/84 |
| Instrument | 2023100600072 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1420 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000186 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 12341/974 |
| Instrument | 2021020300186 |
| Name | SECRETARY OF HSNG AND URBAN DEVELOPMENT |
|---|---|
| Type | Non-Lending Institution |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 (+7.1%) | $48,800 (+58.06%) | $195,200 (+58.06%) Land $51,800 Building $143,400 |
| 2024 | $690.00 | $30,875 (-) | $123,500 (-) Land $34,500 Building $89,000 |
| 2023 | $690.00 | $30,875 (-) | $123,500 (-) Land $34,500 Building $89,000 |
| 2022 | $690.00 | $30,875 | $123,500 Land $34,500 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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