Hamilton County property record for 1412 Learning Ln, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,702 sqft · built 1960 |
| Lot Size | 0.226 acres (9,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jun 2023) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147K F 017 |
| Primary APN | 147K F 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,878 sqft (0.226 acres) |
| Lot Dimensions | 113 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000080302 |
|---|---|
| Street Address | 1412 LEARNING LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 43 WOODMORE PB 17 PG 62 |
| Legal Subdivision | WOODMORE |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 3300 |
Source: Hamilton County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1412 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Line of Credit EMPLOYEES CREDIT UNION |
| Jun 7, 2023 | Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on Record |
| Deed Sale | Jun 7, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2011 · Amount on Record |
| Deed Document Number | 202376 |
| Deed Book / Page | 13312 / 112 |
| Prior Transfer Date | May 13, 2010 |
| Prior Transfer Doc | 0000000111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 9, 2026 |
| Property Address | 1412 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000135 |
| Book / Page | 14432 / 547 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026135 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Name | Verified Name |
|---|---|
| Address | 1412 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000135, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 14432/547 |
| Instrument | 2026135 |
| Name | EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 7, 2023 |
| Property Address | 1412 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000076 |
| Book / Page | 13312 / 112 |
| Map Reference | MB 17 PG 62 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023060700076 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1412 LEARNING LN, CHATTANOOGA, TN 37411-1707 |
| Document Number | 0000000077 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023060700077 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (+17.33%) | $62,575 (+73.22%) | $250,300 (+73.22%) Land $51,800 Building $198,500 |
| 2024 | $808.00 | $36,125 (-) | $144,500 (-) Land $34,500 Building $110,000 |
| 2023 | $808.00 | $36,125 (-) | $144,500 (-) Land $34,500 Building $110,000 |
| 2022 | $808.00 | $36,125 | $144,500 Land $34,500 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures