Polk County property record for 1420 John Smith Rd, Columbus, NC 28722
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,134 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jan 2024) |
| Tax Bill | $1,427 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P109-33 |
| Primary APN | P109-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,134 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 34322 |
|---|---|
| Street Address | 1420 JOHN SMITH RD |
| City | COLUMBUS |
| State | NC |
| Zip | 28722-9660 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | 600, 0000 00 X 00, 600 600 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920103 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1420 JOHN SMITH RD, COLUMBUS, NC 28722-9660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Feb 17, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on File |
| Deed Sale | Jan 24, 2024 · Amount on File |
| Prior Sale | Feb 17, 2017 · Amount on File |
| Deed Book / Page | 483 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jan 24, 2024 |
| Property Address | 1420 JOHN SMITH RD, COLUMBUS, NC 28722-9660 |
| Document Number | 0000483/71 |
| Book / Page | 483 / 71 |
| Map Reference | FILE C PG 1225 |
| Instrument Date | Jan 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 JOHN SMITH RD, COLUMBUS, NC 28722-9657 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1420 JOHN SMITH ROAD, TRYON, NC 28782 |
| Document Number | 0000483/74 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 483/74 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 17, 2017 |
| Property Address | 1420 JOHN SMITH RD, COLUMBUS, NC 28722-9660 |
| Document Number | 00424/2226 |
| Book / Page | 424 / 2226 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 JOHN SMITH RD, COLUMBUS, NC 28722-9657 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,427.00 (+3.18%) | $268,557 (+3.15%) Land $97,000 Building $171,557 | $268,557 (+3.15%) Land $97,000 Building $171,557 |
| 2025 | $1,383.00 (+82.69%) | $260,347 (+119.44%) Land $97,000 Building $163,347 | $260,347 (+119.44%) Land $97,000 Building $163,347 |
| 2023 | $757.00 | $118,642 Land $70,000 Building $48,642 | |
| 2021 | $118,642 Land $70,000 Building $48,642 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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