1418 John Smith Rd, Columbus, NC 28722 Property Records

Polk County property record for 1418 John Smith Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,261 sqft · built 2000
Lot Size	10.4 acres (453,111 sqft)
Owner	2 Individual Names on File
Last Sale	$1,425,000 (Apr 2025)
Tax Bill	$5,190 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P109-16`

Property Details

APN / Parcel Number

Primary APN	`P109-16`
Alternative APN	`55684`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,261 sqft Finished Area
Basement Area	1,261 sqft
Unfinished Basement	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	453,111 sqft (10.4 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55684
Street Address	1418 JOHN SMITH RD
City	COLUMBUS
State	NC
Zip	28722-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	600, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1003
Census Tract	920103

Owner

Source: Polk County records · APN P109-16

Assessment roll updated September 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CORPORATION
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 19, 2020	Warranty Deed, Transfer
Jan 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2025 · Amount on Record
Deed Sale	Apr 07, 2025 · Amount on Record
Prior Sale	Oct 10, 2024 · Amount on Record
Deed Book / Page	491 / 566
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jul 09, 2026
Property Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660
Document Number	0501000011
Book / Page	501 / 11
Instrument Date	Jul 03, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST TITLE COMPANY, PRIORITY FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660

Mortgage

Document Number	0501000011,
Date	Jul 09, 2026
Book Page	501/11

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660
Transaction Type	Mortgage
Record Updated	Aug 03, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660

Mortgage

Document Number	000479/896
Date	Jul 17, 2023
Book Page	479/896

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	431/599
Date	Jan 19, 2018
Book Page	431/599

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 19, 2020
Property Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660
Document Number	00448/1792
Book / Page	448 / 1792
Map Reference	FILE C PG 1226
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Tax	$997.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 WILD IRIS LN, 150, HENDERSONVILLE, NC 28739-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 19, 2018
Property Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660
Document Number	00431/0596
Book / Page	431 / 0596
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 RIVEROAK RD, 435, INMAN, SC 29349-8157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 JOHN SMITH RD, COLUMBUS, NC 28722-9660

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,190.00 (+39.14%)	$976,729 (+67.08%) Land $190,481 Building $786,248	$976,729 (+67.08%) Land $190,481 Building $786,248
2023	$3,730.00	$584,573 Land $134,020 Building $450,553
2021			$584,573 Land $134,020 Building $450,553

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), as of July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499201031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 4 locations within half a mile of this property.

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