Mercer County property record for 1420 James Dr, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,480 sqft · built 1992 |
| Lot Size | 0.247 acres (10,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Sep 2021) |
| Tax Bill | $3,144 (2025) |
| Deeds & Mortgages | Oct 2007 Mortgage Sep 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-469000.0000 |
| Primary APN | 27-469000.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Basement Area | 1,480 sqft |
| Finished Basement | 1,480 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 10,800 sqft (0.247 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1420 JAMES DR |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-9481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRUNS SUBD LOT#: 54 |
| Legal Subdivision | BRUNS SUBD |
| Legal Lot Number | 54 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 967500 |
1420 James Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2007 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE INC |
| Sep 1, 2021 | Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 30, 2020 | Quit Claim Deed, Transfer OMEGA TITLE SERVICES, OMEGA TITLE AGENCY LLC |
| May 4, 2020 | Sheriff's Deed, Foreclosure |
| Feb 22, 2006 | Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Prior Sale | Jul 30, 2020 · Amount on File |
| Deed Document Number | 20215484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200700006270 |
|---|---|
| Date | Oct 10, 2007 |
| Instrument | 200700006270 |
| Name | MORTGAGE INC |
|---|---|
| Address | CELINA, OH 45822 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2037 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 1, 2021 |
| Property Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Document Number | 202100005484 |
| Map Reference | CAB 1 PG 82 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 202100005484 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Document Number | 202100005485 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 202100005485 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jul 30, 2020 |
| Property Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Document Number | 202000004551 |
| Map Reference | CAB 1 PG 82 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 202000004551 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | OMEGA TITLE SERVICES, OMEGA TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 666 N MAIN ST, CELINA, OH 45822-1463 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 4, 2020 |
| Property Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Document Number | 202000002217 |
| Map Reference | CAB 1 PG 82 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 202000002217 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 268879, OKLAHOMA CITY, OK 73126-8879 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 22, 2006 |
| Property Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Document Number | 200600001041 |
| Map Reference | CAB1 PG82 |
| Instrument Date | Feb 20, 2005 |
| Instrument | 200600001041 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1420 JAMES DR, CELINA, OH 45822-9481 |
| Document Number | 200600001042 |
|---|---|
| Date | Feb 22, 2006 |
| Instrument | 200600001042 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2036 |
| Prepayment Penalty | 24 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Mar 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8% |
| Max Rate At Change | 11% |
| Index | 6-Month LIBOR |
| Margin | 6 |
| Max Rate | 14% |
| Document Number | 200600001043 |
|---|---|
| Date | Feb 22, 2006 |
| Instrument | 200600001043 |
| Name | FIRS FRANKLIN |
|---|---|
| Address | IDAHO FALLS, ID 83402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2021 |
The 2025 property tax bill for 1420 James Dr was $3,144.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 | $79,490 (-) Land $12,080 Building $67,410 | |
| 2024 | $3,144.00 (+0.26%) | $79,490 (-) Land $12,080 Building $67,410 | |
| 2023 | $3,136.00 (+9.8%) | $79,490 (+25.68%) Land $12,080 Building $67,410 | $227,100 Land $34,500 Building $192,600 |
| 2022 | $2,856.00 | $63,250 Land $8,890 Building $54,360 | |
| 2020 | $180,700 Land $25,400 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1420 James Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1420 James Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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