Mercer County property record for 1409 James Dr, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,473 sqft · built 1980 |
| Lot Size | 0.261 acres (11,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,500 (Mar 2026) |
| Tax Bill | $2,604 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Dec 2009 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-468200.0000 |
| Primary APN | 27-468200.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,473 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 11,400 sqft (0.261 acres) |
| Lot Dimensions | 120 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1409 JAMES DR |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-9482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRUNS SUBD LOT#: 46 |
| Legal Subdivision | BRUNS SUBD |
| Legal Lot Number | 46 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 967500 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1409 JAMES DR, CELINA, OH 45822-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Dec 2, 2009 | Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK CELINA IRMSCHER |
| Aug 6, 2013 | Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK |
| Jun 20, 2008 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST |
| Mar 6, 2026 | Warranty Deed, Transfer · Line of Credit MINSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Prior Sale | Oct 7, 2015 · Amount on Record |
| Deed Document Number | 20261061 |
| Prior Transfer Date | Apr 20, 2011 |
| Prior Transfer Doc | 0000001965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1409 JAMES DR, CELINA, OH 45822-9482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202000004313 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 202000004313 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1409 JAMES DR, CELINA, OH 45822-9482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 200900007763 |
|---|---|
| Date | Dec 2, 2009 |
| Instrument | 200900007763 |
| Name | MERCER SAVINGS BANK CELINA IRMSCHER |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1409 JAMES DR, CELINA, OH 45822-9482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201300004726 |
|---|---|
| Date | Aug 6, 2013 |
| Instrument | 201300004726 |
| Name | MERCER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CELINA, OH 45822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1409 JAMES DR, CELINA, OH 45822-9482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200800003773 |
|---|---|
| Date | Jun 20, 2008 |
| Instrument | 200800003773 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 30, 2013 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Mar 6, 2026 |
| Property Address | 1409 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 202600001061 |
| Map Reference | MB 10 PG 19A&19B |
| Instrument Date | Feb 24, 2026 |
| Instrument | 202600001061 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1409 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 202600001062 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 202600001062 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,604.00 | $65,840 (-) Land $12,740 Building $53,100 | |
| 2024 | $2,604.00 (+0.23%) | $65,840 (-) Land $12,740 Building $53,100 | |
| 2023 | $2,598.00 (+13.75%) | $65,840 (+30.17%) Land $12,740 Building $53,100 | $188,100 (+30.17%) Land $36,400 Building $151,700 |
| 2022 | $2,284.00 | $50,580 Land $9,350 Building $41,230 | |
| 2020 | $144,500 Land $26,700 Building $117,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures