Schenectady County and Schenectady City property record for 1420 Gerling St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,162 sqft · built 1959 |
| Lot Size | 0.192 acres (8,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2022) |
| Tax Bill | $5,602 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.46-1-7 |
| Primary APN | 421500 40.46-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Upper Floors Area | 163 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,375 sqft (0.192 acres) |
| Lot Dimensions | 134 ft deep x 62.5 ft wide |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1420 GERLING ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | CONSTANTINO MAP 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20101 |
1420 Gerling St is owned by an individual who bought it in November 2022.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 PETER DR, ALBANY, NY 12205-2419 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 20, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Deed Document Number | 202258926 |
| Deed Book / Page | 2096 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 9, 2022 |
| Property Address | 1420 GERLING ST, SCHENECTADY, NY 12308-1704 |
| Document Number | 0000058926 |
| Book / Page | 2096 / 309 |
| Map Reference | MB 825 PG 529 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 202258926 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 GERLING ST, SCHENECTADY, NY 12308-1704 |
| Name | Verified Name |
|---|---|
| Address | 5 PETER DR, ALBANY, NY 12205-2419 |
| Document Number | 0000058927 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 202258927 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2019 |
| Property Address | 1420 GERLING ST, SCHENECTADY, NY 12308-1704 |
| Document Number | 0000052514 |
| Book / Page | 002024 / 000995 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 52514 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1262 HEMPSTEAD RD NISKAYUNA NY 123091252, NISKAYUNA, NY 12309-1252 |
The 2026 property tax bill for 1420 Gerling St was $5,602, up 2.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,602.00 (+2.13%) | ||
| 2025 | $5,485.00 | $110,700 (-) Land $16,600 Building $94,100 | $183,308 (+13.35%) Land $27,488 Building $155,820 |
| 2024 | $110,700 (-) Land $16,600 Building $94,100 | $161,724 (+15.41%) Land $24,251 Building $137,473 | |
| 2023 | $110,700 (-) Land $16,600 Building $94,100 | $140,127 (+3.8%) Land $21,013 Building $119,114 | |
| 2022 | $110,700 Land $16,600 Building $94,100 | $135,000 Land $20,244 Building $114,756 | |
| 2021 | $3,567.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1420 Gerling St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1420 Gerling St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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